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00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
Hundred-Million Investment Life Lecture
X (Twitter)
Presentations2026

00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]

00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]

The early retirement is not about saving money! AI, you need to start a fund strategy. Date: 27 June 2026 cover
Number: 00571
Published: 2026-06-27
Pages: 29
Source filename: 00571貼文【財務自由真相】提早退休不是靠省小錢!AI 大行情下,你需要的「韓信點兵」啟動資金策略。日期:2026年6月27日簡報資料.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]

Document Text

Clubhouse is still here, Podcast bilibri will keep updating.

  • We can't find our channel on YouTube. The channel can't be restored! Let it pass! We'll be setting up other audio platforms soon! I'll be there!

  • We're still at Clubhouse, Podcast bilibri will keep updating.

  • You can start with Bilibili. Download app without login to search for CLEC investment!

  • URL

  • New friends first watch three films of a billion-dollar investment seminar.

  • This week's video will be posted on the pClaud cloud's “Summary” file. And tell your friends to go to the clouds and watch the downloads! Because of the cloud capacity, the film is reserved for only one week!

  • I won't reply to the message on the biblili.

Anthropic Claude Tag

  • If you're referring to the hot recent Anthropic Claude Tag, it's an recently introduced feature of Anthropic that allows AI to become an "AI colleague" of the team, not just talking robots. Currently consolidates first in Slack.

https://chatgpt.com/share/6a3e9b33-d3b0-83e8-a725-4ef13320bb24

  • The atmosphere cycle: the consumption cycle (AI GPU HBM demand, the entire supply chain is short of supply, prices are up): the storage cycle has not started yet! There are investment cycles in the future!

  • Optimistically speaking, the world's top 100 companies and millions of top talents are working for us.

The market only rises over the long term

Clubhouse, easy talk about investing in CLEC, YouTube, June 26, 2026.

We don't have to register. We'll try to download them properly.

  • In addition to the two folders, "Summary Description" and "Teaching Data", access to "view" and "download" is now available to members who know the connection:

  • https://u.pcloud.link/publink/show?code=kZMnsU5Z40xmWvQkcy5XmJsTEzSqs4VUmuPX

  • This is a short URL. Connect to the same location.

  • http://u.pc.cd/Mx3italK

  • We don't have to register. We'll try to download them properly.

  • This week's video will be posted on the pClaud cloud's “Summary” file.

And tell your friends to go to the clouds and watch the downloads! Because of the cloud capacity, the film is reserved for only one week!

The money you can invest is bought and sold and sold.

Can't you read any more of this?

Not to mention, you're not God!

Waiting is the dumbest strategy!

Don't ask about the insurance loan! Don't use the policy to borrow it.

  • Any insurance policy will immediately be redeemed, its own investments will be invested, its assets will grow by four zeros in a lifetime, and you'll get $100,000 back, and it'll be a billion in a lifetime. You can grow into a billion dollars. Why do you have to rot in insurance?

  • Don't ask about the insurance loan! Don't use the policy to borrow it.

  • No insurance, no insurance, no insurance. Stay away from insurance and be friends with insurance.

  • If you've got insurance, you'll have to call the nearby counter immediately.

You don't need to know much about investments.

  • Don't ask for a share. Don't ask me about the other markers.

  • Don't ask when. Don't ask when.

  • Don't ask when it'll fall. Don't ask when it's going up.

  • Don't ask if it'll fall. Don't ask where it will fall.

  • Don't ask if it'll go up. Don't ask where it'll go.

  • It's important that the more you know, the more you buy, the more you sell.

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • You can leave a message on YouTube or e-mail me!

  • Now just use this [email protected], not another mailbox)

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • International affairs have nothing to do with me!

  • Market analysis has nothing to do with me!

  • Financial statements have nothing to do with me!

  • The economy has nothing to do with me!

  • None of it has anything to do with me!

  • Ignore the noise and swings of the market!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities. If anyone invites you to join one, please beware of scams.

For more than twenty years, we have been committed to volunteer teaching and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, that is outside our control and we do not profit from it.

All of the information we have provided is for personal experience sharing and is not recommended by Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely solely on film content.

Investing carries high risk and may lead to significant losses. If you cannot tolerate a loss of more than 10% in the short term or a decline of more than 20% over several years, we recommend that you do not invest. Please protect your cash flow and act only after fully understanding our investment philosophy. Invest carefully; every decision is your own responsibility.

My pinned comment in the YouTube comments section provides the handout download and related links.

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscriptions, messages, presses, forwards and shares Apple Podcast. Shizuku!

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

It's a fraud against a new account. It's a fraud.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

Leave a message!

0015 Financial Freedom Trap: Why don't you save 48 million? $14.4 million is your retirement gold code!

Leave a message!

Up to 15 times the annual cost, retirement could be considered.

The target is 2% of the 50 times the annual cost.

So what I'm thinking is that I'm gonna have at least $48 million for a month.

You can retire with $14.4 million!

Message response

8x12x15=1,440

You can retire with $14.4 million!

You don't have to spend 50 times in your life! You don't need $48 million!

The part where stock flows are more than 15 years old doesn't mean anything to life.

You have $14.4 million, 8x120 = 9.6 million per month; annual 8x12 = 960,000; 96x10 = 9.6 million in investment commission; QQQI in August x 5 months x 70% = 3.36 million in investment 00662 in August x 5 months x 30% = 1.4 million in investment 00865 B 960 + 336 + 144 = 14.4 million

You can spend your life without fear, with money! All you have is inheritance!

In China or elsewhere, it's a high rate of dividends you invest.

If you have a 6% interest rate,

This is the first time in a year that has cost 100,000 yuan.

10/6% = 166.667 million in high dividends.

10x5=500,000 70 30 or 80 20

Retired assets (166.67+50) = 21667 million

  1. 67/10 = 21.667 times the cost!

China's high-equity fund is not stable, and we need to watch our own choices.

If there's already $200,000 in the initials,

  • "Don't sacrifice your life to save $1,000 a month! After all this, I realize how stupid I am..." 22 June 2026

  • The following three monthly investments, one for $3000 per month, one for $2500 per month and one for $2,000 per month.

  • If there's already $200,000 in the initials,

  • The $3,000 per month can reach 1,000,000 in about seven years and three months. (reference)

  • Each month $2500 can reach 1,000,000 in seven years or seven months. (reference)

  • Each month 2000 can reach 1,000,000 in eight years or three months. (reference)

  • So when you're ready to vote every month, you don't want your life to be too tight, and you don't have much money every month to pay for early retirement.

  • The point is to use a computer model based on your own situation. Do not make life too hard today for the sake of future retirement; what you sacrifice now may ultimately become more trash.

  • So why would lending 200,000 or 500,000 or 1,000,000 be more important for future investment than 500 or less per month? Retirement is life, and now life is real!

The early retirement is not about saving money! AI, you need to start a fund strategy. Date: 27 June 2026

  • The increase in investment of 3,000 less than 23,000 per month affects retirement time of less than a year, so don’t sacrifice your life for the next few months. Today's life and family memories will never be bought again!

There's no need to sacrifice short-term life to prepare for future retirement.

"In the first class of 2026, a billion-dollar investment seminar."

  • https://youtube.com/playlist?list=PLiskER8xug1d5adCiettxa-qaras_mq4k&si=uIM4OFZPv4Kg0WpY

CLEC Investment and Wealth Management Education Academy 00451, 2024 Edition, The First Investment Lesson: Investment Life Lecture Worth 100 Million. December 29, 2023. CLEC Investment and Wealth Management Channel https://youtu.be/4FMjmyBpTzw

The market is rising so beautiful and happy.

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • You can leave a message on YouTube or e-mail me!

  • Now just use this [email protected], not another mailbox)

00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]

00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]

00572 [The Investor's Declaration of Financial Independence]

00572 [The Investor's Declaration of Financial Independence]

Table of Contents

Related MaterialsDocument TextClubhouse is still here, Podcast bilibri will keep updating.Anthropic Claude TagThe market only rises over the long termWe don't have to register. We'll try to download them properly.The money you can invest is bought and sold and sold.You don't need to know much about investments.Market volatility has nothing to do with me!Investors are always extremely optimistic!The market keeps rising forever; it only rises and does not fallBeware of this scammer on ClubhouseBeware of this scammer on ClubhouseLeave a message!You can retire with $14.4 million!In China or elsewhere, it's a high rate of dividends you invest.If there's already $200,000 in the initials,"In the first class of 2026, a billion-dollar investment seminar."The market is rising so beautiful and happy.