CLEC Investment & Wealth Database00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
![00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom] cover](/images/database/presentations/2026/presentation-00583-2026-09-19-00583-2026-9-19-pptx/cover.en.png)
Related Materials
- Previous presentation: 00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]
Document Text
The market has only risen for a long time
Clubhouse makes investing easy
CLEC (California Life Enrichment Club)
Investment and Wealth Management Channel
September 19, 2026
Platform X Video Number 00583
Due to upcoming travel plans
The CLEC event will be paused after the clubhouse airs on September 19, until the resumption of the CLEC James chat on November 9, and the clubhouse on November 14 (unchanged on Saturday night at 10 p.m. Taiwan time, coinciding with the end of U.S. Daylight Saving Time, starting at 6 a.m. on Saturday, November 14).
We encourage you to take this time to learn and incorporate our past videos and information.
The money that can be invested is immediately bought at the market price,
Kill No Sell! Sleep when you're done.
What word don't you understand?
Don't ask me if it's okay to buy like this again? Do you want to batch?
Not to mention waiting to fall before buying, you're not a god!
Waiting is the dumbest strategy!
Any insurance will be immediately terminated and redeemed, invested by yourself, the assets will grow by four zeroes in a lifetime, you will get back 100,000,000, and the lifetime will change by 1 billion! You can grow into a billion billion yourself, so why put it in an insurance company?
Don't ask about insurance loans again! Don't borrow with a policy, it will make you poorer!
No insurance, no insurance, no insurance! Stay away from insurance, away from friends who work as insurance brokers.
With insurance, you can immediately cancel your contract with a nearby counter without having to entangle with your insurance broker!
Investment does not need to know a lot, do not ask the following:
Don't ask about individual stocks. And don't ask me about other subjects I haven't mentioned.
Don't ask when to buy? Don't ask when to sell?
Don't ask when will it fall? Don't ask when will it go up?
Don't ask, will it still fall? Don't ask where you're going to fall?
Don't ask, is it still going up? Don't ask where it's going to go?
Investing is not the more you know, the better. If you have money, you can buy it. If you don't sell it, it is the key point.
Latest videos, posts, and news on X (Twitter)
Follow us on Facebook (Wealthin50):
https://www.facebook.com/share/12M44XNrAx5/?mibextid=wwXIfr
If you have any questions, you can leave a message on X-platform Facebook or write me an email! [email protected].
It is divided into two folders, "Presentation Handouts" and "Teaching Materials". At present, the permission is open for "View" and "Download" to learners who know the link: no registration is required, and friends in mainland China can download it normally.
This is the short URL, the link is in the same location
https://u.pcloud.link/publink/show?code=Mx3italK
Split into two folders
Short link to "Presentation Handout" https://pse.is/9cal8k
Long link: https://u.pcloud.link/publink/show?code=kZHbTr5ZoHoc9XwCqkXalpr17rjG2keBGvBX
"Teaching materials" short link https://pse.is/9cal8x
Long link: https://u.pcloud.link/publink/show?code=kZQbTr5ZE2GWjjajXERLzYfWVMTIPQccDmRy
CLEC Investment and Wealth Management Channel Important Information Links and Latest Announcements] Find more CLEC related platforms
https://u.pcloud.link/publink/show?code=XZCNakJZ2iaqkx14HYYGNa0VkLlix02LzAly
Watch "It's all in the air" on YouTube
https://youtube.com/channel/UC2dDdkPZo4Uw-Wmj-mF6axA?si=B8Oi4Rj552bNU5JF
Market shock has nothing to do with me!
The international situation has nothing to do with me!
Market analysis has nothing to do with me!
The financial statements have nothing to do with me!
The economic situation has nothing to do with me!
It's none of my business!
Ignore the market ups and downs!
Disclaimer
Since July 2023, we have started the process of deregistering the “CLEC School of Education” as a company and a non-profit organization, and changed all the names to “CLEC Investment Finance Channel”, formerly known as “CLEC School of Investment Finance Education”. Still, we will use CLEC to remind everyone that unless it is James Chen himself, it is not related to us, please do not be deceived. Our videos and related content are for educational purposes only and are not for profit. We don't have any discussion groups or clubs, so please be wary of scams if someone invites you to join. We have been committed to compulsory teaching for nearly two decades and have never profited from it. Do not trust any fee-based investment advice. While there may be ads for YouTube videos, this is beyond our control and we will not monetize them. All information provided is for personal experience only and is not the advice of a Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely solely on video content. Investment risk is high and can result in significant losses. If you cannot afford a loss of more than 10% in the short term or a decline of more than 20% in a few years, it is recommended not to invest. Please be mindful of your own cash flow security and fully understand our investment philosophy before acting. Investment is prudent and all decisions are at your own risk.
Investors are always extremely optimistic!
Investors always welcome the sunshine!
The market will eventually rise!
Investing takes patience!
Wealth is worth waiting for!
Follow, comment,❤️, and share
Apple Podcasts Remember to Give Five ⭐️
Subscribe to receive market instant messages
Market
Always on the rise
Just go up and don't go down
Due to upcoming travel plans
The CLEC event will be paused after the clubhouse airs on September 19, until the resumption of the CLEC James chat on November 9, and the clubhouse on November 14 (unchanged on Saturday night at 10 p.m. Taiwan time, coinciding with the end of U.S. Daylight Saving Time, starting at 6 a.m. on Saturday, November 14).
We encourage you to take this time to learn and incorporate our past videos and information.
Beware of scams!!️⚠️
‼ ️⚠️Beware of someone using our name! In this post, we don't have a WhatsApp account, we don't invite you to join, we don't invest in individual stocks, and we don't remind you of trading entry and exit points! Beware of scams!!️⚠️
The WeChat public account and video account are run by a creator whose listed IP location is Shandong.
There are other reposts on WeChat, but this creator reposts the quickest and most thoroughly, and has also turned the Clubhouse discussions into text. You can share it with friends in mainland China. 😊😊
Wealth is talent!
Keep buying, don't sell! You're rich!
It's a gift from capitalism to everyone in the world!
Happiness is a human right!
If a young person plans to retire in forty years and invests one million now, they can live more easily today without being constrained by money.
To retire earlier, the author suggests using the “Han Xin Dian Bing” strategy to raise the starting investment to two or three million or more, then calculating the monthly contributions needed to retire decades sooner.
If you never sell the one-million investment position, after forty years you would have about 260 million. The slide shows: 100 × (1 + 15%)^40 = 26,786.355 ten-thousands (267,863,550).
Once assets in the tens of millions cover seventeen times annual spending, you can retire. At one hundred million you can travel; beyond several hundred million, the exact amount matters less.
It takes a little courage to retire early, and don't know if the teacher has a suggested way of thinking?
Even though I'm planning to leave this month, I still find it hard to make up my mind when the time comes
Because no one close to me had that experience.
Retiring early is also a big change for the whole family.
and whether or not you're able to organize your life
I lack confidence that I can handle my children and household matters with a healthy attitude without interfering too much.
And because my work is less tiring in the semiconductor industry. Works well, occasionally more stressful
My hours are not especially long. Even though the children stay at their after-school program until late, I can still pick them up and spend two to three hours with them each day, and my income is considered very good in Taiwan.
I also worry that once I leave the company, if I regret it in the future, I will not be able to return or I will not be able to find such a job
Wondering how to overcome this fear of making big decisions and making changes?
If you're worried about regretting your retirement, you're not yet eligible. I retired early and was so excited to take my microphone and broadcast it to the world!
All your worries depend on learning to strengthen your mental energy! Don't worry about what's two hours away, don't worry about what's eight kilometers away.
I am thinking that people who can retire and want to do so are usually happy, while you remain worried. That worries me. You may not yet be ready to retire.
Finally, you have to go back and think, why are you retiring? This is the most basic question to think about. If you don't have a special reason to retire, it's just to think that you have enough money to retire, which is not the purpose. Having enough money is not the purpose, let alone a reason to retire!
What is the real reason and purpose for your retirement? Don't retire until you figure it out!
A healthy mindset for someone who truly wants to retire is happy and excited to leave the rat race and say, “I am free.” It is confident, rather than cautious and fearful of regret.
It's none of my business!
A lot of our worries don't really concern me.
Other people's opinions have nothing to do with me.
Other people's reviews have nothing to do with me.
The world has nothing to do with me!
Markets are rising every day
Very nice, very happy.
🍂🌷🌹🌸🌼🌺🌻
🌞💫✨🌟🌈🌈❤️
CLEC Investment and Wealth Management Channel posted “The Billion-Dollar Investment Lecture” on X
00694 Investment in 2026 First lesson "Investment seminar worth billions of dollars" Chapter 1 May 5, 2026
https://x.com/CLEC168/status/2071329516484796535/video/1?s=66
00695 2026 Investment First Lesson "Investment Seminar worth Billion Dollars" Chapter 2 May 6, 2026
https://x.com/CLEC168/status/2071585253316313318/video/1?s=66
00696 Investment in 2026 First lecture "Investment seminar worth billions of dollars" Chapter 3 May 7, 2026
https://x.com/CLEC168/status/2071585566735700473/video/1?s=66