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00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
Hundred-Million Investment Life Lecture
X (Twitter)
Presentations2026

00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]

00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]

00567. Date: May 30, 2026. Feeds cover
Number: 00567
Published: 2026-05-30
Pages: 30
Source filename: 00567【富有是天賦:QQQ終將一千、一萬、甚至一百萬!】_日期:2026年5月30日簡報資料.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]
  • Next presentation: 00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]

Document Text

The market only rises over the long term

Clubhouse, easy talk about investment in CLEC, YouTube, May 30, 2026, Video 00567.

  • Every Saturday, the New Man's Sunflower Book, or the CLEC Financial Bible, or our $1 billion investment seminar and other files, can link iCloud files to you and download them in China.

All the data on our channel is made public for free, and I'll give it to you if I want it, never charge us for it. I want to download links and share them with other friends for free.

We don't have to register. We'll try to download them properly.

  • In two folders, "Summary Description" and "Teaching Data", access is now limited to "view" and "download" to those who know the connection:

  • https://u.pcloud.link/publink/show?code=kZMnsU5Z40xmWvQkcy5XmJsTEzSqs4VUmuPX

  • This is a short URL. Connect to the same location.

  • http://u.pc.cd/Mx3italK

  • It is not necessary to register and try to download them properly.

If you have money to buy it, you'll get it!

Can't you read any more of this?

Not to mention, you're not God!

Waiting is the dumbest strategy!

Don't ask about the insurance loan! Don't use the policy to borrow it.

  • Any insurance policy will immediately be redeemed, its own investments will be invested, its assets will grow by four zeros in a lifetime, and you'll get $100,000 back, and it'll be a billion in a lifetime. You can grow into a billion dollars. Why do you have to rot in insurance?

  • Don't ask about the insurance loan! Don't use the policy to borrow it.

  • No insurance, no insurance, no insurance. Stay away from insurance and be friends with insurance.

  • If you've got insurance, you'll have to call the nearby counter immediately.

You don't need to know much about investments.

  • Don't ask for a share. Don't ask me about the other markers.

  • Don't ask when. Don't ask when.

  • Don't ask when it'll fall. Don't ask when it's going up.

  • Don't ask if it'll fall. Don't ask where it will fall.

  • Don't ask if it'll go up. Don't ask where it'll go.

  • It's important that the more you know, the more you buy, the more you sell.

How much cash should we leave?

  • Risks: If the house falls, you have to go out and rent the house, or you have to keep the mortgage, the stock market falls to near zero, your monthly debt goes back to zero, you have to lose your job again, and you can't borrow money from the stock mortgage.

  • When these risks happen, they're still at work, and the cash is for emergency preparedness, how long will you have to find your next job? You need cash before you find another job. How much do you need before you find another job? That's where the cash is!

  • And when the risks happen, if you're retired, you have 15 years' worth of living from a high market, which is the cash you should keep.

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • You can leave a message on YouTube or e-mail me!

  • Now just use this [email protected], not another mailbox)

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • International affairs have nothing to do with me!

  • Market analysis has nothing to do with me!

  • Financial statements have nothing to do with me!

  • The economy has nothing to do with me!

  • None of it has anything to do with me!

  • Ignore the noise and swings of the market!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities. If anyone invites you to join one, please beware of scams.

For more than twenty years, we have been committed to volunteer teaching and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, that is outside our control and we do not profit from it.

All of the information we have provided is for personal experience sharing and is not recommended by Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely solely on film content.

Investing carries high risk and may lead to significant losses. If you cannot tolerate a loss of more than 10% in the short term or a decline of more than 20% over several years, we recommend that you do not invest. Please protect your cash flow and act only after fully understanding our investment philosophy. Invest carefully; every decision is your own responsibility.

My pinned comment in the YouTube comments section provides the handout download and related links.

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscriptions, messages, presses, forwards and shares Apple Podcast. Shizuku!

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

It's a fraud against a new account. It's a fraud.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

Usually every country has a financial specialty.

  • Like US issuers who cannot recruit and promote Chinese investment without obtaining a special concession from China.

  • In the same way, a United States-based voucher would not be able to publicly recruit a United States voucher company to invest in Taiwan without obtaining a Taiwan financial specialty.

  • Some people in Taiwan go to the U.S. to open their accounts, not as a result of the U.S. voucher promotion, and many of Taiwan’s Internet Reds advertise for U.S. vouchers, as well as some of their businesses, such as helping to fill out the forms at a meeting, are at the legal edge.

  • Other local affiliates in Hong Kong do not actively promote recruiting banks or issuers, but are simply being approached for personal openings, which do not fall within their jurisdiction.

  • Just as Taiwan will not prohibit Taiwan’s own access to United States issuers and bank accounts, because the United States allows non-United States financial institutions to operate, the United States issuers and financial units do not have Taiwan’s financial privileges, so long as they do not recruit customers in Taiwan.

  • So it should be legal to open a regular Hong Kong issuer, to sell money and some local issuer, and so on (as long as we follow our advice, not online banking, not being influenced), and to have other issuers in Hong Kong with a physical location.

  • You have mentioned many times that the cash portion of the country is equipped with high-equity products such as 16,1115, and I have looked at it very carefully. The bottom of this product is bonds and stocks, with so-called high dividends at any time, but the principal is going to be lost, so it is not suitable for the distribution of the cash part.

  • The IMF can only be configured for the domestic cash sector, with the field code 511880, which is currently at about 1 per cent per annum, which is the current risk-free domestic returns.

Retired with more than 15 years of living cash.

  • If you have more than 15 years to retire, you're not retired yet. Kim's ready is fine, as long as work is steady.

  • By the time you plan to retire in 15 years, for example, you've got 14 years to retire, you've got at least one year to live, and one more year for every additional year.

  • If you have 10 years to retire, you have five years of cash plus 10 years of work to build up 10 years of cash, and you'll have 15 years of cash every year of increase plus one.

Humans are strange. That too, that too, whatever!

  • The more you want, the more you can't move!

  • "Simply, conveniently, effective."

」

There are parents in the world who are rarely sick of their children, who scatter their families, who quit their jobs, who are carrying their children behind their backs, who seek medical attention!

  • It's hard for old parents to be accompanied by children!

  • You can't afford to raise your own. "and be able to adopt parents and accompany them to old age"

  • The sooner we get money to travel, the better.

  • A lot of things have to be done right away. You don't have to do it late. You can't buy it back. It's just a few things that are time-sensitive.

The market is generous! Make us rich!

  • The world's going to be very different. We're one in a million.

We're going to eradicate poverty, the poorer we need help!

  • We'll never charge the poor who can't afford to eat, and we can be told that we have the right to be rich!

  • Rich is a gift!

QQQ will soon be a thousand!

  • Ten thousand more!

  • Your whole life will see a million QQQs.

  • That's why Buffet became Buffett. Nothing!

  • This year Buffet said he didn't have to do anything to invest in apples, making more than 135 billion. This is the beauty of capitalism.

  • Buffet is Buffett. If he's 50, he'll have coffee with God. Who'll know him?

  • You can be richer than Buffett, if you live long enough!

  • A.I. extends human life even to keep human life alive, so that you can be rich as much as you want, and investment becomes important.

"In the first class of 2026, a billion-dollar investment seminar."

  • https://youtube.com/playlist?list=PLiskER8xug1d5adCiettxa-qaras_mq4k&si=uIM4OFZPv4Kg0WpY

CLEC Investment and Wealth Management Education Academy 00451, 2024 Edition, The First Investment Lesson: Investment Life Lecture Worth 100 Million. December 29, 2023. CLEC Investment and Wealth Management Channel https://youtu.be/4FMjmyBpTzw

The market is rising so beautiful and happy.

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • You can leave a message on YouTube or e-mail me!

  • Now just use this [email protected], not another mailbox)

00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]

00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]

00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]

00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]

Table of Contents

Related MaterialsDocument TextThe market only rises over the long termWe don't have to register. We'll try to download them properly.If you have money to buy it, you'll get it!You don't need to know much about investments.How much cash should we leave?Market volatility has nothing to do with me!Investors are always extremely optimistic!The market keeps rising forever; it only rises and does not fallBeware of this scammer on ClubhouseBeware of this scammer on ClubhouseUsually every country has a financial specialty.Retired with more than 15 years of living cash.Humans are strange. That too, that too, whatever!The market is generous! Make us rich!We're going to eradicate poverty, the poorer we need help!QQQ will soon be a thousand!"In the first class of 2026, a billion-dollar investment seminar."The market is rising so beautiful and happy.