00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]

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Document Text

The market only rises over the long term

Clubhouse Easy Investing Chat, CLEC Investment and Wealth Management Channel, YouTube, 24 January 2026, video number 00550

• https://docs.google.com/presentation/d/1SbSt6n1A_nxY9LFZs5zLeIQnd-gvFCmw/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

Market volatility has nothing to do with me!

• Market volatility has nothing to do with me!

• International affairs have nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• Economic conditions have nothing to do with me!

• None of it has anything to do with me!

• Ignore the noise and swings of the market!

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, leave a comment, tap 👍, and share. On Apple Podcasts, remember to give five ⭐. Subscribe to receive timely market updates.

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

This is a new scam account. The ID is fraudulent, and they often change IDs.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

Southern dividend low 50 EF connection A (00163)

• We don't recommend any more.

• Southern dividend low 50 EF connection A (00163)

• I don't think so.

• South dividend low 50 ETF (515450)

• The real data is not as good as expected. The dividends may come from principal. Not good investment!

We don't have a team. We shouldn't trust anyone outside. Group Master

• None of them are known as CLEC or our students, which is a reason to believe, depending on what happens after that.

• Welcome to our message, but it's all personal, not CLEC. Take care of yourselves, judge.

• Don’t believe in any fees, investments, management of your assets, and the transfer of funds to an unknown account (as long as the name of the account is unknown, either himself or his family)!

• It's good to share the discussions with a small group of friends you know, but it's limited to a small group. You don't know you don't want to join!

James Reply

• Teacher, the logic of the video is that, because the renminbi is accepted by the Chinese themselves and no one else is willing to use it, the Central Bank of the mainland has overstretched many currencies over the years, resulting in very high inflation (20 years of sharp rise in house prices). The US dollar is accepted by people all over the world (I went on foot in Nepal, Guesthouse's boss refused to take the renminbi, but the US dollar was paid), so the US Central Bank's printing of US dollars did not cause major inflation for the American people. It would seem that if a country’s French currency were to mitigate its adverse effects on inflation, it would have to work hard to export it to the world, but it was the hardest thing, and the dollar’s position was already difficult to shake.

• James Reply

• So why is the United States dollar hegemony?

• It's not possible.

• As long as you're abroad, you can buy something from the world, you can invest in the United States, and the currency doesn't matter. But the size of the rate has a huge impact on the world’s purchasing power.

Current mode: 20,000 yuan per month for regular purchases of ETF

• Simulation of plans:

• Borrowing 1 million single inputs through credit.

• To invest $20,000 in the original month to repay the loan.

• Inducing: low (or even lower) interest rates on bank loans and expectations of faster capital accumulation.

Rational: hope to use it, build up more capital, have a choice.

• Emotion:

• Personal anxiety and discomfort.

• While understanding long-term investments, it is still difficult to watch the disk every day.

• The main financial decision maker in the family (the husband's income is lower) is under stress.

• Core contradictions: want to be rich, vs. fear of debt stress.

James, the teacher answered the point.

• Core conclusion: the road to wealth requires borrowing, but temperament is the threshold.

• Reason do:

• Rationally, one should borrow: over the long term (10-30 years), the money is intended to support future living through stock-backed lending and should not be affected by short-term volatility.

• Fulfilling: To double assets, adaptation is necessary.

• Sensitivity (Stop):

• Precondition: Insomnia and anxiety can result from market movements.

• Recommendation: really don't borrow it. Mental health is better than potential gains.

• Summary (Takeaway)

• Financial performance: cash flows and debt sheets are healthy and have loan conditions.

• Psychiatry: If we fail to overcome the day-watching' and debt anxiety', implementation of this strategy will be more than beneficial.

CLEC Investment in First Class of the 00451 School of Education: 100 million dollars worth of the CLC Investment Life Seminar on 29 December 2023

The market rises every day. It is wonderful and joyful 🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

Our pinned comment in the YouTube comments section provides the handout download and other related links.

• or email me.

• [email protected]

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