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00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
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Presentations2026

00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]

00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]

00562 [If you have money, you buy it and you don't sell it: why don't most people come back when they sell it?] cover
Number: 00562
Published: 2026-04-25
Pages: 25
Source filename: 00562【有錢就買打死不賣:為什麼大多數人一賣就回不來?】日期:2026年4月25日簡報資料 .pptx.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]
  • Next presentation: 00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]

Document Text

The market only rises over the long term

Clubhouse, easy talk about investing in CLEC, YouTube, April 25, 2026, video number 00562.

  • https://docs.google.com/presentation/d/1SbSt6n1A_nxY9LFZs5zLeIQnd-gvFCmw/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • International affairs have nothing to do with me!

  • Market analysis has nothing to do with me!

  • Financial statements have nothing to do with me!

  • Economic conditions have nothing to do with me!

  • None of it has anything to do with me!

  • Ignore the noise and swings of the market!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities. If anyone invites you to join one, please beware of scams.

For more than twenty years, we have been committed to volunteer teaching and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, that is outside our control and we do not profit from it.

All information we provide is only a sharing of personal experience and is not advice from a Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely only on video content.

Investing carries high risk and may lead to significant losses. If you cannot tolerate a loss of more than 10% in the short term or a decline of more than 20% over several years, we recommend that you do not invest. Please protect your cash flow and act only after fully understanding our investment philosophy. Invest carefully; every decision is your own responsibility.

My pinned comment in the YouTube comments section provides the handout download and related links.

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, leave a comment, tap 👍, and share. On Apple Podcasts, remember to give five ⭐. Subscribe to receive timely market updates.

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

This is a new scam account. The ID is fraudulent, and they often change IDs.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

  • Canada's platform of wealthsimple coupons has just opened portfolio secured line of credit! Only 3.95 per cent has interest of more than $500,000 (must be non-registered account/brokerage account). The upper limit is 35% of the account assets (which is much lower than 70% of the United States mortgage, and is more risky). It can be profitable, and it will not pay interest as much as charles schwab PAL. This is much better than the security backed line of credit that I interviewed at five major banks, because they had to charge the bank with 1-2 percent of the fees to pledge (at least they were not enthusiastic about the total asset of $1-2 million, and they might be more than millions of them willing to borrow without conditions). This is shared with other students.

  • https://www.wealthsimple.com/en-ca/portfolio-line-of-credit

  • Recently there was a problem with my girlfriend being deceived by credit experts' expertise the other day. I was wrong when I heard that there was a credit project that could borrow 2-3 percent of interest, that she could borrow money or reserve, that she could use credit, that she couldn't use it, that she could use it. And I think it's not so good that she can't get that low, so I'm very upset.

  • She's barely a year old, and she's only got a monthly salary of 3W3, telling me that she can only squeeze 2-3 grand a month, but the loan is 78 W, the total cost is 13.346% and cannot be paid in advance within a year, and the monthly payment is $14190. The money is not moving and there's no need for money.

If you sell them to your family on a weekly basis, you'll have to sell them immediately. Back

  • If a family is asking, the same answer is immediate market value, and there is no other answer.

  • It's an experience to know that people around you don't need to be notified if they have to do it on their own. They don't know how hard it is to get in and out of a car, and to do the right thing, to do the right thing, to get in and out of the car, is almost impossible for ordinary people.

  • So it's for family and friends to buy or sell money, and then it's for our channel.

I teach you how to use weeklies because you watch our videos every day. You know me and believe me.

  • But I won't tell my relatives and friends that they're on a weekly basis because they don't watch and learn.

  • So the best way to do that is to buy or sell the money, and if everyone believed in the money, they didn't. After that, you told him you had to sell the parts on a weekly basis, they were completely distraught, completely deranged, and eventually they got out of the car and couldn't get in.

  • So, for most people and our CLE investors, the best way is to stay still and buy and sell.

  • Learn to pay for it, see if you feel like you've learned, or if you feel like you've lost something!

  • Just know, just once!

I don't know if it's like an industrial revolution!

  • Is it a little different that the industrial revolution is the life of a job, and the artificial intelligence revolution is the life of a human being?

Usually investors who are still at work, have six months of emergency funding and can no longer be balanced.

  • In case of retirement, the allocation of assets for retirement is rebalanced at the end of each year or at the beginning of another year.

  • The risks of remaining at work are high and do not have to be balanced, and those who are retired and have no income must be balanced against risks unknown to the future.

Dear James, sir. Okay.

  • On March 10, 2026, at 8:26 a.m.:

  • Hello, Mr. Dear James.

  • I want to share the sale with you today. After listening to your lessons, there has always been the idea of selling rentals, saying that after five years of holding the property, when the property is taxed, when it starts selling it, but after more than half a year of rent, after more than five years of rent, when the tenant continues to rent new tenants, after a year, when he comes back to sell, and when he encounters a bad renter, he spends the whole fourth quarter of the last year dealing with rents, he spends a lot of time and effort, he's actually helping renters, which is even more profound, and he starts selling his house in January.

  • It's all right to have someone sell it today, it's a lot cheaper than the market price. The point is that a fund can be invested in QQQs.

  • The teachers often say that the delay will cost a lot of time and the cost of missing the increase. I met myself today, and I really felt it. Thank you again.

  • Your experience can be used as a mirror for all of us.

  • If you know what you want, you've got to cut it off and buy it right away!

  • The world’s industries are changing rapidly, old ones will slowly disappear and new ones will continue to emerge, past brands and products will disappear and new products and brands will re-emerge.

  • The old industry has taken a new industry to come in, and the real start-up companies have to be brave enough to get rid of the old industry before they can move on to a new one.

  • The growth and decline of the general industry is not a matter for investors to know in advance, and the final investment will eventually be flat, so the long-term investment index fund will live a healthy long life.

It's not usually recommended for under-capitalization, it's a small amount of money, but it's a risk and a low risk!

  • The risk of high capital is high, the pledge is aided, the pledge of low capital is gravity!

The stock is in the U.S. and there's no question about interest.

  • Taiwan has a year or a year and a half to pay for it.

  • Now that they've all been pledged, they won't sell their assets, let alone pay off their debts.

Money isn't the most important thing. The parents of the spouses and children are your focus.

  • Thank you for sharing your message, and it is our purpose to help you make your life happier and happier, and we hope that all human beings will be able to live happily and freely in any situation. It's not about wealth, it's about happiness, it's about human rights, and everyone remembers happiness as human rights.

  • Money is not the most important, and the parents of the children of the family spouse are the focus of your attention, without which everything is empty.

CLEC Investment and Wealth Management Education Academy 00451, 2024 Edition, The First Investment Lesson: Investment Life Lecture Worth 100 Million. December 29, 2023. CLEC Investment and Wealth Management Channel https://youtu.be/4FMjmyBpTzw

00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.] - figure 23-2: YouTube screenshot of the CLEC investing channel's lecture video The Hundred-Million-Dollar Investment Life (2024 First Investment Lesson) with a sidebar playlist of past-year lectures

The market rises every day. It is wonderful and joyful 🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • or email me.

  • [email protected]

  • [email protected]

00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]

00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]

00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]

00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]

Table of Contents

Related MaterialsDocument TextThe market only rises over the long termMarket volatility has nothing to do with me!Investors are always extremely optimistic!The market keeps rising forever; it only rises and does not fallBeware of this scammer on ClubhouseBeware of this scammer on ClubhouseI don't know if it's like an industrial revolution!Dear James, sir. Okay.The stock is in the U.S. and there's no question about interest.