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00547 [The real risk is not a downturn; only asset allocation that passes stress tests can survive.]00548 [Why can QQQI dividends feel stable and reassuring? The key is asset allocation and managing human nature, not the payout itself.]00549 [Investing is about choosing a system, not a ticker: non-U.S. tax residents should avoid U.S. accounts, stop worshiping bargain hunting, and young investors should avoid high dividends.]00550 [Not everyone is suited to getting rich with borrowed money; temperament matters more than returns.]00551 [Three fatal problems with Pre-Tax IRA accounts: RMD, high tax rates, and double taxation.]00552 [The fatal risks you may not know: without this, investing is hollow; taxes, inheritance, and misallocation.]00553 [How to use a QQQI + 433 allocation to build retirement cash flow with assets equal to 15 times annual expenses.]00554 [Born into capitalism: people trapped in the maze, and people with a map.]00555 [From worker to capitalist: boarding the ark of capitalism.]00556 [Why not repay stock-backed loans? The larger your assets, the more money you can use each year.]00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]00560 [You are not losing to the market; you are losing to your emotions: the truth about retail investing.]00561 [The market is not hard; the problem is human nature: the harsh truth about investment cycles.]00562 [Buy whenever you have money and never sell: why most people cannot get back in once they sell.]00563 [There is no standard answer in investing: from change to awakening, find your own path in life.]00564 [The greatest risk in life is not volatility, but living your whole life without assets.]00565 [Waiting is the dumbest investment strategy. You are not a god; buy at the market price now.]00566 [What makes PAL powerful: if you can avoid repaying the debt, do not repay it, so assets can pass from generation to generation.]00567 [Wealth is a gift: QQQ will eventually reach one thousand, ten thousand, and even one million.]00568 [Those who can change themselves are extraordinary; those who try to change others are deluded: after financial freedom, stop trading your life for trash.]00569 [Once you have assets worth 15 times annual expenses, stop selling your life for money; the broom of a Tibetan monk woke up countless lives.]00570 [Investing can make you wealthy, but relationships are what truly determine whether you are happy.]00571 [The truth about financial freedom: early retirement does not come from pinching pennies. In the AI boom, you need a Han Xin troop-counting starter-capital strategy.]00572 [The Investor's Declaration of Financial Independence]00573 [Only One Thing Truly Made Me Wealthy: Buy, Hold, and Never Sell!]00574 [Consumption Is the Mother of the Economy; Spending by the Wealthy Is a Virtue!]00575 [What Truly Teaches You Is Not the Result, but the Process!]00576 [Waiting Is Not a Strategy; Buying and Holding for the Long Term Is the True Path to Investing!]00577 [It Is Not Too Late to Invest in Your Sixties or Seventies: From 17 Times Annual Expenses and Pre-Retirement Credit Loans to QQQI Asset Allocation]00578 [In Education, Parents Shape Their Children by Example; In Investing, Why Do We Not Follow Buffett?]00579 [Children Become Adults, Parents Become Children: On Retirement Withdrawals, Slow Breathing, and the Rising Taiwan Dollar]00580 [Nvidia's Strong Earnings: Do Not Get Off the QQQ Train Too Easily—A Full Analysis of Retirement Allocation and the Investor Mindset]00581 [Do Not Blindly Trust AI or Neglect Your Partner: Give Yourself a Break and Rediscover Happiness and Freedom]00582 [Borrow Early to Get Ahead? Use Low-Interest Capital to Build Wealth While Young]00583 [Why Are You Still Afraid to Retire When You Have Enough Money? Think Through Life After Financial Freedom]
2026 Files
Hundred-Million Investment Life Lecture
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Presentations2026

00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

00558 [Investing is not trading; it is risk management: upgrading your cycle thinking.]

00558 [Investment is not an operation. It's a risk management.] cover
Number: 00558
Published: 2026-03-28
Pages: 28
Source filename: 00558【投資不是操作,是風險控管:週期思維全面升級】日期:2026年3月28日簡報資料.pptx.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]
  • Next presentation: 00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]

Document Text

The market only rises over the long term

Clubhouse, easy talk about investment in CLEC, YouTube, March 28, 2026, Video 00558.

  • https://docs.google.com/presentation/d/1SbSt6n1A_nxY9LFZs5zLeIQnd-gvFCmw/edit?usp=drivesdk&ouid=113923943543023279904&rtpof=true&sd=true

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • International affairs have nothing to do with me!

  • Market analysis has nothing to do with me!

  • Financial statements have nothing to do with me!

  • Economic conditions have nothing to do with me!

  • None of it has anything to do with me!

  • Ignore the noise and swings of the market!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities. If anyone invites you to join one, please beware of scams.

For more than twenty years, we have been committed to volunteer teaching and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, that is outside our control and we do not profit from it.

All information we provide is only a sharing of personal experience and is not advice from a Certified Financial Advisor/Planner. Investment decisions should be based on personal research and should not rely only on video content.

Investing carries high risk and may lead to significant losses. If you cannot tolerate a loss of more than 10% in the short term or a decline of more than 20% over several years, we recommend that you do not invest. Please protect your cash flow and act only after fully understanding our investment philosophy. Invest carefully; every decision is your own responsibility.

My pinned comment in the YouTube comments section provides the handout download and related links.

Investors are always extremely optimistic!

Investors always face the sunlight!

The market will ultimately rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, leave a comment, tap 👍, and share. On Apple Podcasts, remember to give five ⭐. Subscribe to receive timely market updates.

The market keeps rising forever; it only rises and does not fall

Beware of this scammer on Clubhouse

This ID is a scam account; they often change IDs.

Beware of this scammer on Clubhouse

This is a new scam account. The ID is fraudulent, and they often change IDs.

It's a fraud. Be careful. I won't contact you directly unless you ask me something.

On YouTube, watch "The Chief lies in the balance notes."

  • https://youtube.com/@sargeschillfinance?si=_jB-0JTp9iDv-q5D

  • On YouTube, watch "From $40 a month to $1 billion: Tony Robbins revealed the cruel truth at age 66."

  • https://youtu.be/Uwxnk8IXI0U?si=kl-ZNyx75CLTbNBS

We don't recommend paying for the group! It's not our pleasure or our fault!

  • Let's judge for ourselves! Our information is completely public and free of charge!

  • If you have a problem, e-mail it to me, I'll answer it!

It was recommended that you keep more cash to lower Beta. Waiting for the bottom of the market to pick up at the moment.

  • Make the proper asset allocation, sleep well, eat well, have no trouble!

  • Eat while eating, sleep when sleeping, stay with family, don't slip, don't slip.

  • Listen to the video and do not do anything else, and listen to every word of it. This is "at the end."

You've been studying on YouTube for eight years, and now you're on the next floor!

It's a "weekly" investment!

  • The first step is to learn the "week" risk management.

  • Cycles are about risk control, not trading!

  • Get out of here and wait for a signal from the market!

We've been buying or not selling since we got the money!

  • They're not in conflict, they're evolution!

  • We're from single cells to multiple cells, from cells to organs, into five and four limbs!

  • We've evolved from the "money to death" stage to "weekly"!

The evolution of our CLC investment philosophy! We may continue to evolve!

  • It's our evolution, and some friends can stay and buy or not sell!

  • It's not good or bad, it's good for you! Just do it on a "weekly" and don't even sell it! But don't jump, you'll fall off the cliff!

  • The evolution of our CLC investment philosophy! We may continue to evolve!

  • When CLEC was on the Internet for more than eight years, everyone had learned the first move, and now we're starting to evolve to the second "week" investment school!

If it's just technology, it's usually empty after falling.

  • Understanding the week, it's definitely the technology that's ending up in the stock market on the global financial spending week.

  • If you look at technology, you usually fall to know it's empty.

  • It's technical analysis. It usually ends with failure!

  • I don't know, don't cut him with a knife!

The calendar decides not to be moved, only the average.

  • Averaging down is a trading tactic, and its failure rate can be close to 80%.

  • We also see that the global global financial spending weekly credit credit week is the last turn of technology and head size and bottom of the stock market.

  • Usually the head is six months or more.

Get out of the way and get lucky!

  • Change is always hard!

  • It's not easy to change ideas!

  • Get out of the way and get lucky!

  • Life and peace are priceless!

  • When you read books and think about them on your own, you'll understand. A world where the logic of thinking is clear about the nature of many things.

  • Most of what we attend is an original insight, and it's hard to specify which book or section of the book I'm talking about, because it's a long time to think about what I'm starting to think about, and it's hard to tell you which book or from where.

  • All the studies are for yourself, and when you don't know how to do it, it's a lot of reading. A great deal of absorption and independent thinking, curiosity is the dynamic of learning, let's not assume that he is right for anything, and keeping curious to think about the logic of proof will get his own unique insight and answers.

America is going to fight Iraq, Iran.

  • GCC, trade in US dollars for crude oil!

  • Iran has been reluctant to trade crude oil in United States dollars like the GCC.

  • This battle is a solid oil dollar or an oil dollar crash!

We don't know the market is higher, and we don't know the lower!

  • By the end of the week, when the market turns, we know the higher or the lower!

  • We've told you to turn around, represent a higher past, and we've advised you to pull up cash and lower Beta. Don't ask me what the market needs from you! Because I have nothing to tell you!

  • So we won't talk about the market anymore, because our investment philosophy is none of my business! If you don't do the weekly, the market is 100% irrelevant to you)

  • Only when the next turn comes, the market comes down, will we share the bottom of the week!

  • We buy, borrow, die! We don't work, so we don't talk about markets!

CLEC Investment and Wealth Management Education Academy 00451, 2024 Edition, The First Investment Lesson: Investment Life Lecture Worth 100 Million. December 29, 2023. CLEC Investment and Wealth Management Channel https://youtu.be/4FMjmyBpTzw

The market rises every day. It is wonderful and joyful 🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

Our pinned comment in the YouTube comments section provides the handout download and other related links.

  • or email me.

  • [email protected]

  • [email protected]

00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]

00557 [If the market falls 80%, can you still hold on? The key is asset allocation.]

00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]

00559 [The essence of dollar hegemony; when retirement savings are insufficient, how can you build stable cash flow for retirement?]

Table of Contents

Related MaterialsDocument TextThe market only rises over the long termMarket volatility has nothing to do with me!Investors are always extremely optimistic!The market keeps rising forever; it only rises and does not fallBeware of this scammer on ClubhouseBeware of this scammer on ClubhouseOn YouTube, watch "The Chief lies in the balance notes."We've been buying or not selling since we got the money!If it's just technology, it's usually empty after falling.The calendar decides not to be moved, only the average.Get out of the way and get lucky!America is going to fight Iraq, Iran.We don't know the market is higher, and we don't know the lower!