00455 January 27, 2024

Related Materials

• Previous presentation: 00454 Asset Allocation Leverage Pledge Cash Ratio and Smart Rebalancing Method rev 2.0 January 20, 2024 CLEC Investment and Financial Management Channel
• Next presentation: 00456 February 3, 2024

Document Text

The market will only rise in the long run. Clubhouse chats about investing easily

CLEC Investment and Financial Management Channel 2024 1 27

Investment requires meditation

• Market fluctuations have nothing to do with me!

• The international situation has nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• The economic situation has nothing to do with me! Ann

• None of this has anything to do with me!

• Ignore the ups and downs of the market!

Blind investment without learning is dangerous

• Watch our videos and ask specific questions, including:

• The video number and the time when the problem occurred.

• Asking questions after watching the video is the most effective way to learn.

CLEC does not have a discussion group, we are not authorized to do anything

• We have no way of knowing the composition and membership of any group, and it is easy to be infiltrated.

The investments we recommend are mainly Nasdaq 100 Index Fund QQQ and local ETFs issued by various countries.

• Do not rely solely on the advice of financial consultants, including Charles Schwab financial consultant. They can help open it, but it is not recommended to fully adopt the ETF or other financial products they propose.

• Over the long term, the Nasdaq 100 Index Fund and the S&P 500 Index Fund are the best-performing investments. In addition, individual stocks, funds, and financial products are usually not conducive to investment success and should be avoided.

We recommend investing 100% in the Nasdaq 100 Index Fund

• In the United States: It is recommended to buy QQQ or QQQM if you have small capital. Now you can invest in money market SWVXX or short-term T-bill ETFs BIL and SGOV.

• Taiwanese investors: Recommend Fubon NASDAQ 00662, and now invest in CTBC U.S. Government 0-1 Year Bond ETF Fund 〈00864B.TW〉.

• Chinese investors: It is recommended to invest in 513100/513300/160213/159941/161130/159660.

• Hong Kong investors: You can choose HKD 3086, USD 9086, ETF 2834 (HKD)/9834 (USD).

• Canadian investors: It is recommended to switch to US dollars to buy QQQ directly, or invest in Canadian dollars QQC.TO/ETF HXQ.TO.

• Australian investors: Recommended to buy NDQ.

• British investors: It is recommended to invest in iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L), priced in U.S. dollars; in Europe, EQQQ and CSPX.L are recommended.

• Pakistan: the recently launched Nasdaq index fund is NASD11.

• Japanese investors can choose 2568/1545/2631.

• In Malaysia and Singapore, investors can use Phillip Securities POEMS Cash Plus to buy U.S. QQQ online.

• South Korea: The recommended QQQ ETFs are 368590.KS/133690.KS/367380.KS.

Starting from 2018, we have kept all videos on YouTube for everyone to learn about investing in chronological order.

• The content of the video reflects the market conditions and correct investment decisions at the time, but as time changes, some strategies may no longer be appropriate. These are valuable learning resources.

• Viewers should consider the content of the video in light of the market conditions at that time, and develop their thinking and judgment skills.

• Our early investment recommendations included certain individual stocks and general funds. Although they were good investment choices at the time, suitable investment targets also need to consider the individual's risk tolerance and investment strategy.

Investors are always extremely optimistic!

Investors always welcome the sunshine!

The market will eventually rise!

Investment requires patience!

Wealth is worth waiting for!

Subscribe, stay, press 👍, forward and share Apple Podcasts. Remember to give five stars ⭐Subscribe to receive real-time market news

The market will always continue to rise, it will only rise and never fall.

Thank you, Teacher, for your company. Although I am a loyal listener, there is still something strange that I don’t understand very well and I would like to ask the teacher!

• 1. Stock pledging and buying real commodities. If what we want is to withdraw more cash and maintain the risk factor, why should we choose neither of these two methods? Wouldn't it be easy to move money out to maintain risks by buying stocks directly?
• 2. It is difficult to understand the difference between "a commodity that rises and falls twice as much" and "buying two stocks"...

One and Square Eyes Two and Two One and Gold and Caution

• You've asked a good question. If you don't pledge the loan and can only pay for it with cash, where will your living expenses come from? If you do not pledge to borrow money, your living expenses will have to come from your cash, and your cash will become less and less. If after seven or eight years, your cash will be about the same. If you are not balancing, beta will be at 1.0, and your risk will begin to increase. When the market falls, your decline will be proportional and volatile compared to the market, and there will not be enough cash to take advantage of the dips when the market falls. When you fail to cash, you will have to sell stocks at the lowest point and bear a lot of risks. Possible bankruptcy.

• Next, if you have a pledged loan, your expenses will come from the pledged loan, so that your total assets will not be reduced, and the amount of capital you can invest will be greater. In the process of rising, the rate of return multiplied by your capital is your total return. The more investable assets, the greater your total return will be.

-The same net worth is 5 million. Ten million in assets, $5 million in liabilities, and $10 million in investment assets. Five million in assets and no liabilities, and five million in investable assets.

• With 100% investment in the unleveraged fund, if the market drops by 80%, the loss will be 80%, but if the market falls by 50%, the maximum loss of 50% 2x leverage will be 50%.

• As long as there is no cash for stocks, there is no way to have the capital to buy them again. But if you have twice as many commodities, you have half the cash. If the market falls, you can still have cash to buy at dips. Also, I will feel more at ease now. No matter how the market falls, it will never fall.

There was a time when a professional recommended me an investment policy with both basic and insurance policies. He said six stocks and four bonds would beat the market. I listened quietly and asked, "Have you bought it?" The professional said, I haven’t saved a million to buy it yet😮The problem is that if you can beat the order and pay back the money with insurance, everyone will go to the bank to borrow a million dollars at a low interest rate to buy it, isn’t it an arbitrage? 😂

• bear lin

• One time, a professional recommended me an investment policy with both basic and insurance policies. He said six stocks and four bonds would beat the market. I listened quietly and asked, "Have you bought it?" The professional said, I haven’t saved a million to buy it yet😮The problem is that if you can beat the order and pay back the money with insurance, everyone will go to the bank to borrow a million dollars at a low interest rate to buy it, isn’t it an arbitrage? 😂

The person walking in the body has a large golden branch and a line of squares

So the reason why Yinjian sells you its products is because it is easier to make money by cheating customers than by investing.

• We came to Catechism and said that your company only earns 2%-3% on the money it lends. The chairman of your bank is stupid. You have such great products, so you told the chairman not to lend out any more money. Our company can beat the market and return more than 10% by buying financial products from Catechaly.

• With such a good product, the chairman of the bank should invest all the money in buying financial products. Why are you so tired of opening a bank? It’s not a loss to sell such a good product!

• So Yin will sell you products because it is easier to make money by cheating customers than by investing.

Oneself, one's own account, one's own business, one's own money

CLEC investment and financial management channel teacher, fortunately, I started to listen to the teacher’s class at the end of 2021, and I can buy from low points😊😊

• Lu Yin

• CLEC investment and financial management channel teacher, fortunately, I started to listen to the teacher’s class at the end of 2021, and I can buy from low points😊😊

• James :

• The safest thing in the world is when the market falls. Buying when it falls is the most profitable.

• When the sky rains yellow rain, don’t catch it. Don’t catch it with a washbasin. Use a bathtub to catch it.

• Next time it rains in the market, everyone knows how to deal with it.

Tall, big, big, big, golden, golden

You cannot make pledges when re-entrusting. Just this difference (understanding pledges and not understanding pledges) will make your wealth less than 100 million, and you will lose a lot.

• Generally speaking, poverty is just for the sake of losing money. We must know the key points, hold on tight, and ignore the affairs of the people.

• Usually only the poor will take care of things. The more time you spend taking care of things, the poorer you will be.

One large amount of sesame seeds and one sesame seed mixture.

We need to take a long-term view of assets. As long as assets can continue to rise, consumption will be just rain.

• When your assets slowly increase, your assets will definitely be more in the future than today. As long as your expenses are calculated and your assets will not return to zero, you should spend money. The biggest risk is not a market decline, but bankruptcy.

• So it is not necessarily necessary to cut back on food and clothing now. You should spend what you can and control your assets to continue to increase every year. This is good financial management and consumption habits.

• I would rather have assets of 100 million and 50 million than only have 50 million assets.

• You can invest twice as much as 30 million and keep 70 million in cash, which is safer than investing all 50 million in the unleveraged fund. You only need to borrow 50,000,000 if you have 70,000,000 in cash. As long as you don't go bankrupt. (This is just an extreme example to let you feel the difference between the two asset allocations.)

A golden retriever is short of a big hair, but a golden retriever is a big one.

Wealth is the gift of correct and safe investment coupled with waiting and patience.

There are only two kinds of people in the world, one is poor and the other is rich. different fate

• Become rich if you know how to implement our investment formula. Those who don’t know will only become poorer and poorer. If your assets double and you stay still, you will be poor.

• Our financial information is to change more of the future and become rich.

• To put it more deeply, information asymmetry and wrong perceptions create the difference between the poor and the rich.

Adults, everyone, everyone, everyone, everyone, everyone

It doesn’t matter how you buy it, as long as you don’t sell it, you are the master!

use

CLEC Investment and Financial Management Education College 00451 "2024" Investment Lecture: Investment Lecture worth 100 million yuan December 29, 2023 CLEC Investment and Financial Management Channel https://youtu.be/4FMjmyBpTzw-OneLife

It’s wonderful and happy that the market is rising every day🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

We have a pinned comment in the YouTube comment area where you can download handouts and other related link information.

• Or write me an email

• [email protected]

• [email protected]