CLEC Investment & Wealth Database00463 April 13, 2024
00463 April 13, 2024
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The market will only rise in the long run
Clubhouse easily chats about investing in CLEC Investment and Financial Management Channel April 13, 2024
Market fluctuations have nothing to do with me!
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Market fluctuations have nothing to do with me!
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The international situation has nothing to do with me!
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Market analysis has nothing to do with me!
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Financial statements have nothing to do with me!
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The economic situation has nothing to do with me! peace of mind
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None of this has anything to do with me!
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Ignore the ups and downs of the market!
Disclaimer
Our videos and related content are for educational purposes only and not for profit. We do not have any discussion groups or societies, if someone invites you to join, please be careful of scammers.
We have been committed to voluntary teaching for nearly two decades and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, these are beyond our control and we do not make any money from them.
All the information we provide is only personal experience sharing and is not the advice of a professional investment advisor (Certified Financial Advisor/Planner). Investment decisions should be based on personal research and should not rely solely on video content.
Investment risks are high and may result in significant losses. If you cannot afford a loss of more than 10% in the short term or a decline of more than 20% in a few years, it is recommended not to invest. Please pay attention to the safety of your own cash flow and fully understand our investment philosophy before acting. Investments need to be prudent and all decisions must be made at your own responsibility.
There is my pinned message in the YouTube message area, which provides handout downloads and related link information.
New friends please watch the following videos on our channel first
Blind investment without learning is dangerous
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Watch our videos and ask specific questions, including:
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The video number and the time when the problem occurred.
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Asking questions after watching the video is the most effective way to learn.
CLEC does not have a discussion group, we do not authorize anyone to do anything
- We have no way of knowing the composition and purpose of any group, and it is easy for people to infiltrate it.
The investments we recommend are mainly Nasdaq 100 Index Fund QQQ and local ETFs issued by various countries.
Do not rely solely on the advice of financial consultants, including Charles Schwab financial consultant. They can assist in opening an account, but it is not recommended to fully adopt the ETFs or other financial products they propose.
Over the long term, the Nasdaq 100 Index Fund and the S&P 500 Index Fund are the best-performing investments. Other than this, individual stocks, funds, and financial products are usually not conducive to investment success and should be avoided.
We recommend investing 100% in Nasdaq 100 Index Fund
In the United States: It is recommended to buy QQQ or QQQM if you have small funds. If you have cash, you can invest in money market SWVXX or short-term T-bill ETFs BIL and SGOV.
Taiwan investors: Recommend Fubon NASDAQ 00662, and invest cash in China Trust US Government 0-1 Year Bond ETF Fund 〈00864B.TW〉.
Chinese investors: It is recommended to invest in 513100/513300/160213/159941/161130/159660.
Hong Kong investors: You can choose HKD 3086, USD 9086, ETF 2834 (HKD)/9834 (USD).
Canadian investors: It is recommended to exchange U.S. dollars to buy QQQ directly, or invest in Canadian dollars QQC.TO/ETF HXQ.TO.
Australian investors: Recommended to buy NDQ.
British investors: It is recommended to invest in iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L) priced in US dollars; in Europe, EQQQ and CSPX.L are recommended.
Brazil: The recently launched Nasdaq index fund is NASD11.
Japanese investors: You can choose 2568/1545/2631.
Malaysian and Singaporean citizens: You can purchase U.S. QQQ through Phillip Securities POEMS Cash Plus trading account.
South Korea: The recommended QQQ ETFs are 368590.KS/133690.KS/367380.KS.
Starting from 2018, we have kept all videos on YouTube for everyone to learn about investing in chronological order
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The content of the video reflects the market conditions and correct investment decisions at the time, but as time changes, some strategies may no longer be applicable. These are valuable learning resources.
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Viewers should consider the content of the video in light of the market conditions at that time, and develop their own thinking and judgment abilities.
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Our early investment recommendations included certain individual stocks and general funds. Although they were good investment choices at the time, suitable investment targets also need to consider personal risk tolerance and investment strategies.
Investors are always extremely optimistic!
Investors always welcome the sunshine!
The market will eventually rise!
Investment requires patience!
Wealth is worth waiting for!
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The market will always continue to rise, it will only rise and never fall.
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Human pessimism must have limits
【About asset allocation issues】 https://docs.google.com/file/d/1PPY5Um7sK_iNw2AUZ6jTb1ogslP87u_i/edit?usp=docslist_api&filetype=msword
Generally we have cash as emergency reserve fund, or we will keep cash due to asset allocation
Most people know that cash should be placed in time deposits, but there are short-term T-bill ETFs and money market funds that can get the same good interest as time deposits, so they can be used as time deposits. The cash position can be parked in interest-bearing money market funds such as SWVXX, and SGOV short-term government bills (invest in 00864B in Taiwan)
The biggest difference between SWVXX and SGOV is that SWVXX interest is subject to state tax (if it is in a retirement account, there is no tax.). SGOV interest is not subject to state tax, so it is suitable to be held in a general taxable account.
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Thanks to the teacher and senior sister for their in-depth discussion. In a recent Taiwanese stock market program, analysts asked everyone to buy bonds. The teacher happened to answer my doubts just after 2:36:00 - "Rising bonds mean lower interest rates, more hot money will flow into the stock market, and the stock market will also rise. Why do I have to buy bonds?" The teacher explained that when the stock market rises, the rise in the bond market will be greater than the rise in the bond market. When the stock market falls, the fall in the bond market will be deeper, so there is no need to overthink bonds. Thank you teacher~^ ^ ^ ^
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Yes, these programs are all placement marketing. Financial programs are just selling products or selling fear. They are all investment poisons. Don’t listen to them. Don’t waste your time listening to financial scams. Don’t buy financial drugs.
If everyone can insist on buying and killing them without selling them if they have money like us, the financial industry will drink from the northwest!
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I really appreciate the teacher for constantly strengthening long-term and stable investment, and it is index funds. I knew about it before but didn't implement it. Because without the teacher’s advice, it’s really impossible to persevere. Thank you Teacher Jane
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This is a secret that the financial industry dares not tell!
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If everyone can insist on buying and killing us if we have money, then the financial industry will drink from the northwest!
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80% of our lifetime assets are emptied by the government, and the rest are sucked up by vampires in the financial industry.
Learning how to avoid taxes and avoid market traps is the way to survive under capitalism.
CLEC Investment and Financial Management Education College 00451 "2024" The First Investment Class: An Investment Life Lecture Worth 100 Million Yuan December 29, 2023 CLEC Investment and Financial Management Channel https://youtu.be/4FMjmyBpTzw
It’s wonderful and happy when the market rises every day
We have a pinned message in the YouTube message area, where you can download handouts and other related link information.
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Or write me an email