00468 May 25, 2024

Number: 00468

Published: 2024-05-25

Pages: 21

Source filename: 00468 2024年5月25日簡報資料 .pdf

Original file: Open file

Previous presentation: 00467 May 18, 2024
Next presentation: 00469 June 1, 2024

Document Text

The market will only rise in the long run

Clubhouse easily chats about investing in CLEC Investment and Financial Management Channel May 25, 2024

Market fluctuations have nothing to do with me!

Market fluctuations have nothing to do with me!
The international situation has nothing to do with me!
Market analysis has nothing to do with me!
Financial statements have nothing to do with me!
The economic situation has nothing to do with me! peace of mind
None of this has anything to do with me!
Ignore the ups and downs of the market!

Disclaimer

Our videos and related content are for educational purposes only and not for profit. We do not have any discussion groups or societies, if someone invites you to join, please be careful of scammers.

We have been committed to voluntary teaching for nearly two decades and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, these are beyond our control and we do not make any money from them.

All the information we provide is only personal experience sharing and is not the advice of a professional investment advisor (Certified Financial Advisor/Planner). Investment decisions should be based on personal research and should not rely solely on video content.

Investment risks are high and may result in significant losses. If you cannot afford a loss of more than 10% in the short term or a decline of more than 20% in a few years, it is recommended not to invest. Please pay attention to the safety of your own cash flow and fully understand our investment philosophy before acting. Investments need to be prudent and all decisions must be made at your own responsibility.

There is my pinned message in the YouTube message area, which provides handout downloads and related link information.

New friends please watch the following videos on our channel first

Watch our videos and ask specific questions, including:
The video number and the time when the problem occurred.
Asking questions after watching the video is the most effective way to learn.

CLEC does not have a discussion group, we do not authorize anyone to do anything

We have no way of knowing the composition and purpose of any group, and it is easy for people to infiltrate it.

The investments we recommend are mainly Nasdaq 100 Index Fund QQQ and local ETFs issued by various countries.

Do not rely solely on the advice of financial consultants, including Charles Schwab financial consultant. They can assist in opening an account, but it is not recommended to fully adopt the ETFs or other financial products they propose.
Over the long term, the Nasdaq 100 Index Fund and the S&P 500 Index Fund are the best-performing investments. Other than this, individual stocks, funds, and financial products are usually not conducive to investment success and should be avoided.

In the United States: It is recommended to buy QQQ or QQQM if you have small funds. If you have cash, you can invest in money market SWVXX or short-term T-bill ETFs BIL and SGOV.
Taiwanese investors: recommend Fubon NASDAQ 00662, and invest cash in China Trust US Government 0-1 Year Bond ETF Fund <00864B.TW>.
Chinese investors: It is recommended to invest in 513100/513300/160213/159941/161130/159660.
Hong Kong investors: You can choose HKD 3086, USD 9086, ETF 2834 (HKD)/9834 (USD).
Canadian investors: It is recommended to exchange U.S. dollars to buy QQQ directly, or invest in Canadian dollars QQC.TO/ETF HXQ.TO.
Australian investors: Recommended to buy NDQ.
British investors: It is recommended to invest in iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L) priced in US dollars; in Europe, EQQQ and CSPX.L are recommended.
Brazil: The recently launched Nasdaq index fund is NASD11.
Japanese investors: You can choose 2568/1545/2631.
Citizens of Malaysia and Singapore: You can purchase US QQQ through Phillip Securities POEMS Cash Plus trading account.
South Korea: The recommended QQQ ETFs are 368590.KS/133690.KS/367380.KS.

Starting from 2018, we have kept all videos on YouTube for everyone to learn about investing in chronological order

The content of the video reflects the market conditions and correct investment decisions at the time, but as time changes, some strategies may no longer be applicable. These are valuable learning resources.
Viewers should consider the content of the video in light of the market conditions at that time, and develop their own thinking and judgment abilities.
Our early investment recommendations included certain individual stocks and general funds. Although they were good investment choices at the time, suitable investment targets also need to consider personal risk tolerance and investment strategies.

Investors are always extremely optimistic!

Investors always welcome the sunshine!

The market will eventually rise!

Investment requires patience!

Wealth is worth waiting for!

Subscribe, leave a message, click, forward and share Apple Podcasts. Remember to subscribe with five stars to receive real-time market news.

The market will always continue to rise, it will only rise and never fall.

Emily Cheng

Hello, Teacher. There have always been some experts in Taiwan. For example, this professor mentioned in several videos that if the United States starts to cut interest rates, there are long-term 20-year Treasury Bond ETFs (such as Yuanta 20-year U.S. Bond ETF, 00679B). Based on past experience, there will be returns of 39 to 54%. What do you think of this video? The video link is as follows, thank you.

I don’t even want to look at it. Waste of time, waste of life. Grasp eternity in life, no need to predict the future

Did this expert ask people to sell bonds before he started raising interest rates?
Make statistics of his past predictions. Only if they are 100% correct for more than ten years will it be of reference value. Because one mistake can put you out of business.
My back does not hurt when I stand and talk. Our return in the past year has been 40%. Does he have any suggestions for everyone to earn more than 40% in the past year?
Future interest rate cuts will have to wait for half a year, and the initial interest rate cuts will not be carried out all at once. It may take one to one and a half years, and it will take almost two years. Earning 4x% from such an interest rate cut prediction is not as good as making 100% in two years. People who have been advising to buy bonds since last year have not yet made 40% of the profit from our investment index and are still losing money. Should these experts come out and explain it, instead of continuing to advise everyone to invest in an asset with high short-term fluctuations and low long-term returns?
Young people's salary is not high and they cannot save the expected amount of money. As a result, it will take 40 years to retire, and they cannot have any entertainment expenses.
Regarding this part, I would like to add the following personal thoughts. It may be normal for young people to fail to save the target amount when they first start, but it is unreasonable to not increase their salary during the entire process of saving money.
It is impossible for young people to save 2,000 US dollars a month until 40 years later, so they should be able to save faster and faster in the future. As mentioned in the book "Continuous Buying", young people should not save excessively, but should work hard to make money and spend moderately to improve the quality of life. This will lead to financial freedom earlier.

Because time has passed, your student life has passed, and you have graduated, and you have no time to go on a graduation trip.

When we first graduated, our salary was very low. When we thought about real estate, which was only a few million Taiwan dollars at that time, we felt it was unattainable. But when you get older, you will know that the process of accumulating wealth throughout your life is a process of compound interest, that is, most of the assets are increased in the next 10 years. But what makes your assets bigger when you retire is the money you invested in the first 10 years.
So young people should start investing when they earn their first salary. That sum may be small but it will create most of your retirement wealth.
Keep buying that book. We have also shared with you that if you don’t spend it now, you won’t be able to spend it in the future (people, things, times, and places have all changed!). Balancing income, spending and investment is the key to wealth. There is a rhythm to being rich.
Because time has passed since your student life has passed and you have graduated, and it is no longer time for you to go on a graduation trip.
After graduation, you no longer have to get together with your classmates. When your child grows up, you no longer want to accompany him to Disneyland.
So make the right expenditure at the right time. If you don’t spend it now, you won’t have the chance to spend it in the future. This means that sometimes you still have to spend what you should spend at the right time.
As long as the expense can bring long-term memories, remember, the memories are priceless and worth it.
[Being rich is inevitable, but what next? 】
Recently, more and more friends have achieved wealth and freedom, making hundreds of millions of dollars in life. But after solving the wealth problem, the next step is to answer "the purpose of wealth and the meaning of life."
https://docs.google.com/file/d/1lph6PU3YtYGA_fWFEGz5W-oOULqF45gZ/edit?usp=docslist_api&filetype=msword

CLEC Investment and Financial Management Education College 00451 "2024" The First Investment Class: An Investment Life Lecture Worth 100 Million Yuan December 29, 2023 CLEC Investment and Financial Management Channel https://youtu.be/4FMjmyBpTzw

It’s wonderful and happy when the market rises every day

We have a pinned message in the YouTube message area, where you can download handouts and other related link information.

Or write me an email
[email protected]
[email protected]

Number: 00468

Published: 2024-05-25

Pages: 21

Source filename: 00468 2024年5月25日簡報資料 .pdf

Original file: Open file

Previous presentation: 00467 May 18, 2024
Next presentation: 00469 June 1, 2024

Document Text

The market will only rise in the long run

Clubhouse easily chats about investing in CLEC Investment and Financial Management Channel May 25, 2024

Market fluctuations have nothing to do with me!

Market fluctuations have nothing to do with me!
The international situation has nothing to do with me!
Market analysis has nothing to do with me!
Financial statements have nothing to do with me!
The economic situation has nothing to do with me! peace of mind
None of this has anything to do with me!
Ignore the ups and downs of the market!

Disclaimer

Our videos and related content are for educational purposes only and not for profit. We do not have any discussion groups or societies, if someone invites you to join, please be careful of scammers.

There is my pinned message in the YouTube message area, which provides handout downloads and related link information.

New friends please watch the following videos on our channel first

Watch our videos and ask specific questions, including:
The video number and the time when the problem occurred.
Asking questions after watching the video is the most effective way to learn.

CLEC does not have a discussion group, we do not authorize anyone to do anything

We have no way of knowing the composition and purpose of any group, and it is easy for people to infiltrate it.

The investments we recommend are mainly Nasdaq 100 Index Fund QQQ and local ETFs issued by various countries.

Do not rely solely on the advice of financial consultants, including Charles Schwab financial consultant. They can assist in opening an account, but it is not recommended to fully adopt the ETFs or other financial products they propose.
Over the long term, the Nasdaq 100 Index Fund and the S&P 500 Index Fund are the best-performing investments. Other than this, individual stocks, funds, and financial products are usually not conducive to investment success and should be avoided.

In the United States: It is recommended to buy QQQ or QQQM if you have small funds. If you have cash, you can invest in money market SWVXX or short-term T-bill ETFs BIL and SGOV.
Taiwanese investors: recommend Fubon NASDAQ 00662, and invest cash in China Trust US Government 0-1 Year Bond ETF Fund <00864B.TW>.
Chinese investors: It is recommended to invest in 513100/513300/160213/159941/161130/159660.
Hong Kong investors: You can choose HKD 3086, USD 9086, ETF 2834 (HKD)/9834 (USD).
Canadian investors: It is recommended to exchange U.S. dollars to buy QQQ directly, or invest in Canadian dollars QQC.TO/ETF HXQ.TO.
Australian investors: Recommended to buy NDQ.
British investors: It is recommended to invest in iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L) priced in US dollars; in Europe, EQQQ and CSPX.L are recommended.
Brazil: The recently launched Nasdaq index fund is NASD11.
Japanese investors: You can choose 2568/1545/2631.
Citizens of Malaysia and Singapore: You can purchase US QQQ through Phillip Securities POEMS Cash Plus trading account.
South Korea: The recommended QQQ ETFs are 368590.KS/133690.KS/367380.KS.

Starting from 2018, we have kept all videos on YouTube for everyone to learn about investing in chronological order

The content of the video reflects the market conditions and correct investment decisions at the time, but as time changes, some strategies may no longer be applicable. These are valuable learning resources.
Viewers should consider the content of the video in light of the market conditions at that time, and develop their own thinking and judgment abilities.
Our early investment recommendations included certain individual stocks and general funds. Although they were good investment choices at the time, suitable investment targets also need to consider personal risk tolerance and investment strategies.

Investors are always extremely optimistic!

Investors always welcome the sunshine!

The market will eventually rise!

Investment requires patience!

Wealth is worth waiting for!

Subscribe, leave a message, click, forward and share Apple Podcasts. Remember to subscribe with five stars to receive real-time market news.

The market will always continue to rise, it will only rise and never fall.

Emily Cheng

Hello, Teacher. There have always been some experts in Taiwan. For example, this professor mentioned in several videos that if the United States starts to cut interest rates, there are long-term 20-year Treasury Bond ETFs (such as Yuanta 20-year U.S. Bond ETF, 00679B). Based on past experience, there will be returns of 39 to 54%. What do you think of this video? The video link is as follows, thank you.

I don’t even want to look at it. Waste of time, waste of life. Grasp eternity in life, no need to predict the future

Did this expert ask people to sell bonds before he started raising interest rates?
Make statistics of his past predictions. Only if they are 100% correct for more than ten years will it be of reference value. Because one mistake can put you out of business.
My back does not hurt when I stand and talk. Our return in the past year has been 40%. Does he have any suggestions for everyone to earn more than 40% in the past year?
Future interest rate cuts will have to wait for half a year, and the initial interest rate cuts will not be carried out all at once. It may take one to one and a half years, and it will take almost two years. Earning 4x% from such an interest rate cut prediction is not as good as making 100% in two years. People who have been advising to buy bonds since last year have not yet made 40% of the profit from our investment index and are still losing money. Should these experts come out and explain it, instead of continuing to advise everyone to invest in an asset with high short-term fluctuations and low long-term returns?
Young people's salary is not high and they cannot save the expected amount of money. As a result, it will take 40 years to retire, and they cannot have any entertainment expenses.
Regarding this part, I would like to add the following personal thoughts. It may be normal for young people to fail to save the target amount when they first start, but it is unreasonable to not increase their salary during the entire process of saving money.
It is impossible for young people to save 2,000 US dollars a month until 40 years later, so they should be able to save faster and faster in the future. As mentioned in the book "Continuous Buying", young people should not save excessively, but should work hard to make money and spend moderately to improve the quality of life. This will lead to financial freedom earlier.

Because time has passed, your student life has passed, and you have graduated, and you have no time to go on a graduation trip.

When we first graduated, our salary was very low. When we thought about real estate, which was only a few million Taiwan dollars at that time, we felt it was unattainable. But when you get older, you will know that the process of accumulating wealth throughout your life is a process of compound interest, that is, most of the assets are increased in the next 10 years. But what makes your assets bigger when you retire is the money you invested in the first 10 years.
So young people should start investing when they earn their first salary. That sum may be small but it will create most of your retirement wealth.
Keep buying that book. We have also shared with you that if you don’t spend it now, you won’t be able to spend it in the future (people, things, times, and places have all changed!). Balancing income, spending and investment is the key to wealth. There is a rhythm to being rich.
Because time has passed since your student life has passed and you have graduated, and it is no longer time for you to go on a graduation trip.
After graduation, you no longer have to get together with your classmates. When your child grows up, you no longer want to accompany him to Disneyland.
So make the right expenditure at the right time. If you don’t spend it now, you won’t have the chance to spend it in the future. This means that sometimes you still have to spend what you should spend at the right time.
As long as the expense can bring long-term memories, remember, the memories are priceless and worth it.
[Being rich is inevitable, but what next? 】
Recently, more and more friends have achieved wealth and freedom, making hundreds of millions of dollars in life. But after solving the wealth problem, the next step is to answer "the purpose of wealth and the meaning of life."
https://docs.google.com/file/d/1lph6PU3YtYGA_fWFEGz5W-oOULqF45gZ/edit?usp=docslist_api&filetype=msword

It’s wonderful and happy when the market rises every day

We have a pinned message in the YouTube message area, where you can download handouts and other related link information.

Or write me an email
[email protected]
[email protected]

Document Text

The market will only rise in the long run

Market fluctuations have nothing to do with me!

Blind investment without learning is dangerous

Investors are always extremely optimistic!

Emily Cheng

It’s wonderful and happy when the market rises every day

Table of Contents

00468 May 25, 2024

Document Text

The market will only rise in the long run

Market fluctuations have nothing to do with me!

Blind investment without learning is dangerous

Investors are always extremely optimistic!

Emily Cheng

It’s wonderful and happy when the market rises every day

Table of Contents