00459 March 16, 2024

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The market will only rise in the long run. Clubhouse chats about investing easily

CLEC Investment and Financial Management Channel 2024 3 16

Investment requires meditation

• Market fluctuations have nothing to do with me!

• The international situation has nothing to do with me!

• Market analysis has nothing to do with me!

• Financial statements have nothing to do with me!

• The economic situation has nothing to do with me! Ann

• None of this has anything to do with me!

• Ignore the ups and downs of the market!

Blind investment without learning is dangerous

• Watch our videos and ask specific questions, including:

• The video number and the time when the problem occurred.

• Asking questions after watching the video is the most effective way to learn.

CLEC does not have a discussion group, we are not authorized to do anything

• We have no way of knowing the composition and membership of any group, and it is easy to be infiltrated.

The investments we recommend are mainly Nasdaq 100 Index Fund QQQ and local ETFs issued by various countries.

• Do not rely solely on the advice of financial consultants, including Charles Schwab financial consultant. They can help open it, but it is not recommended to fully adopt the ETF or other financial products they propose.

• Over the long term, the Nasdaq 100 Index Fund and the S&P 500 Index Fund are the best-performing investments. In addition, individual stocks, funds, and financial products are usually not conducive to investment success and should be avoided.

We recommend investing 100% in the Nasdaq 100 Index Fund

• In the United States: It is recommended to buy QQQ or QQQM if you have small capital. Now you can invest in money market SWVXX or short-term T-bill ETFs BIL and SGOV.

• Taiwanese investors: Recommend Fubon NASDAQ 00662, and now invest in CTBC U.S. Government 0-1 Year Bond ETF Fund 〈00864B.TW〉.

• Chinese investors: It is recommended to invest in 513100/513300/160213/159941/161130/159660.

• Hong Kong investors: You can choose HKD 3086, USD 9086, ETF 2834 (HKD)/9834 (USD).

• Canadian investors: It is recommended to switch to US dollars to buy QQQ directly, or invest in Canadian dollars QQC.TO/ETF HXQ.TO.

• Australian investors: Recommended to buy NDQ.

• British investors: It is recommended to invest in iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L), priced in U.S. dollars; in Europe, EQQQ and CSPX.L are recommended.

• Pakistan: the recently launched Nasdaq index fund is NASD11.

• Japanese investors can choose 2568/1545/2631.

• In Malaysia and Singapore, investors can use Phillip Securities POEMS Cash Plus to buy U.S. QQQ online.

• South Korea: The recommended QQQ ETFs are 368590.KS/133690.KS/367380.KS.

Starting from 2018, we have kept all videos on YouTube for everyone to learn about investing in chronological order.

• The content of the video reflects the market conditions and correct investment decisions at the time, but as time changes, some strategies may no longer be appropriate. These are valuable learning resources.

• Viewers should consider the content of the video in light of the market conditions at that time, and develop their thinking and judgment skills.

• Our early investment recommendations included certain individual stocks and general funds. Although they were good investment choices at the time, suitable investment targets also need to consider the individual's risk tolerance and investment strategy.

Investors are always extremely optimistic!

Investors always welcome the sunshine!

The market will eventually rise!

Investment requires patience!

Wealth is worth waiting for!

Subscribe, stay, press 👍, forward and share Apple Podcasts. Remember to give five stars ⭐Subscribe to receive real-time market news

The market will always continue to rise, it will only rise and never fall.

@RC-cw2uj.9 hours ago

• Looking back carefully from the past to the present, the teacher first encouraged our friends in Taiwan to buy 00662 if they have money, and at the same time keep emergency preparedness, keep breathing smoothly, and avoid drowning in 2 feet of water. Teach us to use profit 00670L and an equal amount of cash to hedge risks, control beta to 1.0, and manage risks. At the same time, we are told that by pledging stocks, you can save taxes (for investments living in the United States), free up cash equal to the mortgage loan debt, and offset the risk of losing your head. Together with the gradual accumulation of emergency reserves for 10 years of expenses, you can hedge against the risks of technology stocks in the nearly 10 years from 2000 to 2009. This way you can construct a retirement plan that effectively avoids possible risks!

Poverty can be turned into wealth; investing in U.S. index funds is a relatively simple path.

Teacher, I am 50 years old and don’t have that much assets in the United States. Is it not a good idea to buy QQQ? thank you

• Don't invest if you can't bear the risk. As long as you invest, there will be risks. It has nothing to do with what you invest in.

• If you are still working, you should invest. Otherwise, if you have no money now, it will not only be a problem now, but this problem will continue to follow you for the rest of your life, and you will still have no money until you retire.

• You can become rich from poverty, and investing in the U.S. index fund is a relatively simple path.

• As long as you ignore market fluctuations, you will have very good returns after 15 years. Only then will you be able to retire safely.

Politics, Left, Right, Conservative, Liberal: All Are False Frames Used to Deceive the Poor

• @RC-cw2uj.1 time ago

• This episode number 00454 is really rich in content, and it is worth savoring and studying carefully! I really appreciate the teacher for sorting out so much backtest data and creating a very convenient Excel file! It seems that this episode is worth listening to several times!! Thank you, teacher!

• That’s why video number 00454 can be called “The most important lesson in investing”

• When investors "know the risks", "understand the risks" and "control the risks", they will not do stupid things under the extreme pressure of market decline!

• Because we've simulated the worst case scenario! Only when we know our situation, what we can do, and have the confidence and confidence that we can safely survive any extreme situation in the market, investing will be safer, happier, happier, and richer!

Politics, left, right, conservative, liberal: all are false frames used to deceive the poor.

Politics, left, right, conservative, liberal: all are false. They only deceive the poor.

• There are only two classes in the world: rich and poor!

• Politics, left, right, conservative, liberal: all are false. They only deceive the poor.

• Working hard to get rich is the biggest "lie" of capitalism!

• Workers tell their children to study hard, get into good schools, find good jobs after graduation, and grow up to be good workers. This is an inherited poverty mindset. Do not listen to poverty thinking when managing money.

• The financial industry turns investing into complicated products; that is a scam. Plain truth is hard to retain, while sales routines and scripts keep spreading.

• The entire society that regards hard work and frugality as virtues is a capitalist scam and a spiritual drug!

I didn’t say we shouldn’t work hard or be frugal

• Work is service that benefits others and creates meaning for us. If we cannot serve others, we lose meaning; the purpose of work is service.

• Serving one person, one hundred people, or ten thousand people shows the meaning of work. Your value lies in how many people you can serve, not in how much wealth you have.

• Frugality is useful because it helps accumulate wealth and gives us a ticket into the capitalist class.

• There is nothing wrong with being frugal, but traditional thinking tells you that frugality can make you rich, but this is a lie that can never be achieved.

Some of us have not received the education of capitalism

• Today's schooling is labor education inherited from the Industrial Revolution: it trains workers because factories need obedient, disciplined labor.

• So many people have been conditioned by traditional education and the post-industrial system designed to produce workers.

If you won’t need the money for five years, just keep investing 00662

• Question from Yecai: Hello, teacher. I am a little scared. I am 80 years old and used a reverse mortgage to borrow NT$55,000 per month from the bank for 15 years, investing continuously in 00670L and never selling. If QQQ falls for 10 consecutive years and I live to 120, will I end up sleeping in a park? Thank you.

• Do not invest in 00670L. You can only invest in 00662. Investing only in 00670L can lead to bankruptcy. Leveraged funds do not guarantee that the market will return to its prior level after a 20-year decline.

• If you won't need the money for five years, you keep investing 00662.

• You can also get 60% 00662, 20% 00670L, 20% 00864B. But this 00864B money cannot be spent.

• At the end of the rising year, the value-added part of 00670 L is transferred by 50% to 00864B

• Falling year 00864B transferred 2% of total assets (00662 +00864B +00670L) to 00670L

• If you don’t follow the above suggestions, you will definitely sleep in a park. Don’t live in a house for retirement unless you have to. Housing for retirement is a pitfall. If you get the money, you can invest it without spending it, and you can invest it for more than 15 years, and you can do it without being forced.

Tips for investment success

• It's not about being a stock picker.

• is not meant to be a prediction.

• Not model development.

• These victories are temporary, like the passing clouds.

• The secret to success is to survive, the winner takes all.

• To survive in the long term, the trick to investing is to survive in order to reap the fruits of long-term investment.

• Even if interest rates rise to the sky and stocks fall to zero, you can still live happily. This is a safe and stable asset allocation.

Hand to hand, hand to hand, high, high, high

If you have money, buy it. This is the essence of the scripture learned from many experiences and countless money lessons!

• I just sold two houses. For the first time, I missed All In just for the little price difference. After two weeks of struggling, I finally got in at a higher price. I learned it the first time and got all in immediately. It has appreciated a lot in value so far. Buy it later if you have money!

• If you have money, buy it. This is the essence of the scripture learned from many experiences and countless money lessons!

• If you haven’t experienced it, you won’t understand!

• Cashed in (except for living expenses and emergency reserves), I have been obedient to invest all in 00662 (50% of the capital, no pledge) and 00670L (30% of the capital), I have a stable income, each can have a regular fixed amount of 100,000, 2 5 has started to implement, and I can invest 1.2 million per year,,,,I am now 60 years old, I will invest for another 5 years to 65 years old,,,,I have been thinking about it these days, I want to buy a house without a loan, Should I take out a loan of 6 million after the New Year, and the interest rate should be lower than 3% (a fixed amount of 1.2 million in 1 year, and exactly 6 million in 5 years), and then repay the money for each person who originally planned to make a fixed investment? Considering that I am already 60 years old, I will no longer make fixed investments. I wonder if Mr. James will suggest that I just continue to make fixed investments. Or should I take out a loan and pay some interest first, and then pay off the mortgage each time? Which of the two options is better?

• If you don't pledge, don't lend! Five years after you take out the loan and you retire, if the market falls by then and you have no income to repay, the risk is very high!

• Stock pledge can reduce risks. If pledged, it can survive the short-term market risks! But you need to know how to control risks when pledging!

• To make a pledge, you must understand the following three videos before you can do it! Because the pledge has not controlled the risks well, it has either gone bankrupt or is on the road to bankruptcy.

• 00004 Special topic: How to avoid the risk of stock pledge bankruptcy: recognize the risk of stock pledge, understand the risk of stock pledge, and control the risk of stock pledge.

2024 1 3 CLEC Investment and Financial Management Channel

• https://youtu.be/8nOzj19z01M?si=ZIl0Eyg_pjYNQ3v1

• 00452 Current can resist risks: How to keep current and maintain 100% investment return Beta 1.0 2024 1 6 CLEC Investment and Financial Management Channel‘

• https://youtu.be/AyYnET7Mg3w?si=DPktAk5GIeCjk46v

• 00454 The most important lesson in investment: asset allocation, leverage, pledge, current ratio, smart rebalancing method and risk control 2024 1 20 CLEC Investment and Financial Management Channel

• https://youtu.be/VY2NZm7gu1I?si=bvHBIdDqR3KwUzsF

CLEC Investment and Financial Management Education College 00451 "2024" Investment Lecture: Investment Lecture worth 100 million yuan December 29, 2023 CLEC Investment and Financial Management Channel https://youtu.be/4FMjmyBpTzw-OneLife

It’s wonderful and happy that the market is rising every day🍂🌷🌹🌸🌼🌺🌻 🌞💫✨🌟🌈🌈❤

We have a pinned comment in the YouTube comment area where you can download handouts and other related link information.

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