00470 June 8, 2024
00470 June 8, 2024
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The market will only rise in the long run
Clubhouse easily chats about investing in CLEC Investment and Financial Management Channel June 8, 2024
Market fluctuations have nothing to do with me!
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Market fluctuations have nothing to do with me!
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The international situation has nothing to do with me!
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Market analysis has nothing to do with me!
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Financial statements have nothing to do with me!
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The economic situation has nothing to do with me! peace of mind
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None of this has anything to do with me!
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Ignore the ups and downs of the market!
Disclaimer
Our videos and related content are for educational purposes only and not for profit. We do not have any discussion groups or societies, if someone invites you to join, please be careful of scammers.
We have been committed to voluntary teaching for nearly two decades and have never profited from it. Do not trust any paid investment advice. Although ads may appear on YouTube videos, these are beyond our control and we do not make any money from them.
All the information we provide is only a sharing of personal experience and is not a recommendation from a professional investment advisor (Certified Financial Advisor or/Planner). Investment decisions should be based on personal research and should not rely solely on video content.
Investment risks are high and may result in significant losses. If you cannot bear a loss of more than 10% in the short term or a decline of more than 20% within a few years, it is recommended not to invest. Please pay attention to the safety of your own cash flow and fully understand our investment philosophy before acting. Investments need to be prudent and all decisions must be made at your own responsibility.
There is my pinned message in the YouTube message area, which provides handout downloads and related link information.
New friends please watch the following videos on our channel first
Blind investment without learning is dangerous
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Watch our videos and ask specific questions, including:
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The time when the problem occurred.
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Asking questions after watching the video is the most effective way to learn.
CLEC does not have a discussion group, we do not authorize anyone to do anything
- We have no way of knowing the composition and purpose of any group, and it is easy for people to infiltrate it.
The investments we recommend are mainly Nasdaq 100 Index Fund QQQ and local ETFs issued by various countries.
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Do not rely solely on the advice of financial advisors, including Charles Schwab financial consultant. They can assist in opening an account, but it is not recommended to fully adopt the ETFs or other financial products they propose.
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Over the long term, the Nasdaq 100 Index Fund and the S&P 500 Index Fund are the best-performing investments. Other than this, individual stocks, funds, and financial products are usually not conducive to investment success and should be avoided.
We recommend investing 100% in Nasdaq 100 Index Funds
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In the United States: It is recommended to buy QQQ or QQQM if you have small funds. If you have cash, you can invest in Money Market S WVXX or short-term T-bill ETFs BIL and S GOV.
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Taiwanese investors: recommend Fubon NAS DAQ 00662, and invest cash in China Trust US Government 0-1 Year Bond ETF Fund <00864B.TW>.
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Chinese investors: It is recommended to invest in 513100/513300/160213/159941/161130/159660.
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Hong Kong investors: You can choose HKD 3086, USD 9086, ETF 2834 (HKD)/9834 (USD).
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Canadian investors: It is recommended to exchange U.S. dollars to buy QQQ directly, or invest in Canadian dollars QQC.TO/ETF HXQ.TO.
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Australian investors: Recommended to buy NDQ.
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British investors: It is recommended to invest in iShare's VII Public Limit Company - iShare's NAS DAQ 100 UCITS ETF (CNDX.L) priced in US dollars; in Europe, EQQQ and CS P X.L are recommended.
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Brazil: The recently launched Nasdaq index fund is NASD11.
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Japanese investors: You can choose 2568/1545/2631.
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Citizens of Malaysia and Singapore: You can purchase US QQQ through the Phillip Securities poe ms ca s h plus trading account.
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South Korea: The recommended QQQ ETFs are 368590.KS /133690.KS /367380.KS.
Starting from 2018, we have kept all videos on YouTube for everyone to learn about investing in chronological order
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The content of the video reflects the market conditions and correct investment decisions at the time, but as time changes, some strategies may no longer be applicable. These are valuable learning resources.
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Viewers should consider the content of the video in light of the market conditions at that time, and develop their own thinking and judgment abilities.
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Our early investment recommendations included certain individual stocks and general funds. Although they were good investment choices at the time, suitable investment targets also need to consider personal risk tolerance and investment strategies.
Investors are always extremely optimistic!
Investors always welcome the sunshine!
The market will eventually rise!
Investment requires patience!
Wealth is worth waiting for!
Subscribe, leave a message, click, forward and share Apple Podcasts. Remember to subscribe with five stars to receive real-time market news.
The market will always continue to rise, it will only rise and never fall.
Make your children rich, don’t let insurance brokers get rich
Everyone in the world must consider themselves first, which is the most efficient relationship.
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Many people may wonder why being so "selfish" is the best way to handle relationships. If you only consider yourself and don't consider others, how can this be a good way?
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In fact, everyone has forgotten whether to consider the other person or yourself when loving your children, your spouse, or your parents. In fact, the starting point at the beginning is for yourself. This is the most commonly said sentence in the marriage hall, "I do."
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All relationships start with "I do", and this starts with "I".
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When you think you are doing "I do", it means you are doing it for yourself, because it is your own decision, so many people often think about others and think about others. In the end, they end up blaming themselves when they don't get what they want.
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The worst words in relationships between people are "I'm all for you" or saying to your children "I'm all for you", "How can you go to college without my money", etc. This is a very heavy word. When you say such words, all your past efforts will be in vain because of this sentence.
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So when you are in any relationship, ask yourself whether the sentence is truly "I do". If you really say "I do", accept it no matter what the final result is. You absolutely have the right to sever ties. You have the power to "don't want to".
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So if you feel uncomfortable and don't want to, you can leave, you can refuse. If any relationship makes you unhappy, you can leave. If it makes you unhappy for a long time, you must make up your mind to leave firmly. Otherwise, you have to decide "I do" and start from "I do".
A deep understanding of financial management is not just knowledge, it is also a natural instinct.
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Buffett said that I was born to know how to allocate funds. This is what he is born with. He has no strengths except that he knows how to manage money and invest.
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Sometimes I feel that financial management is a natural instinct or an acquired learning.
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In life, being told and being able to carry out it without any doubt will make you rich. It is the instinct of the few among the few who have the innate ability.
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Most of the poor are not told that "wealth is a gift". But after being told that there are even fewer people who can become rich,
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People who do not have this kind of talent will first deny our long-term investment philosophy when they hear it, thinking that it is not feasible, giving up, or treating us as "liars". Those without talent cannot see the God of Wealth.
I am very grateful to the teacher for answering my question. I am really poor and have limited my imagination. I understand now
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Hello teacher.
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Thank you very much, teacher, for answering my question. My poverty really limits my imagination. I understand now.
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Teacher, I very much agree with your investment philosophy. I only invest in stocks and not bonds.
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But I don't understand why RayDalio's all-weather investment strategy is only 30% in stocks, 55% in bonds, and 15% in gold and commodities. Please help me answer the question.
So Ra yDa lio’s performance is not good. There are also fund managers who are different from us personally.
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We individually are the bosses of our assets, we are responsible for the good and the bad, no one will fire us from our jobs.
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Fund managers are different. If they are not careful and investors are dissatisfied and lose their jobs, they may become unemployed.
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So there are two types of fund managers:
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One is to make one vote and leave, which means taking a very big risk. If the market goes up sharply, it can get a lot of commissions. If the market goes down sharply, it is the investor's loss. Even if he is fired, he has already made a big profit, so if he leaves, it will cause the greatest pain to investors.
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Another kind of fund manager takes a conservative route and doesn't want to outperform the market, but he can't lose money because losing money will get him fired. He would rather be conservative and keep his job if the stock price rises conservatively and does not fall as much as the index does not fall as much as the index falls.
Ray Dalio is the second type of person
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The reason why Buffett can continue to outperform the market in investment performance is that, just like us, no one will fire us, and no one can fire Buffett, so Buffett can put heavy pressure on stocks. Even if there is no good performance in the short term, investors cannot fire him. Everyone can ask Buffett to walk away, because Berkshire is a company and Buffett is the largest shareholder.
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So we can put heavy pressure on index funds. Even if the performance is not good in one year, no one will bother us, so we can invest for the long term.
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This is why we, like Buffett, don't need to invest in long-term bonds.
CLEC Investment and Financial Management Education College 00451 "2024" The First Investment Class: An Investment Life Lecture Worth 100 Million Yuan December 29, 2023 CLEC Investment and Financial Management Channel https://youtu.be/4FMjmyBpTzw
It’s wonderful and happy when the market rises every day
We have a pinned message in the YouTube message area, where you can download handouts and other related link information.
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Or write me an email
CLEC Investment & Wealth Database