00502 February 15, 2025
00502 February 15, 2025
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Document Text
The market only goes up over the long run
Clubhouse, easy talk about investing in CLEC, February 15, 2025.
Market volatility has nothing to do with me!
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Market volatility has nothing to do with me!
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The international situation has nothing to do with me!
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Market analysis has nothing to do with me!
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Market volatility has nothing to do with me!
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The economic situation has nothing to do with me!
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Everything has nothing to do with me!
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Ignore market noise and volatility!
Disclaimer
Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities; if anyone invites you to join one, be alert to scams.
For more than 20 years, we have devoted ourselves to volunteer teaching and have never profited from it. Do not trust any paid investment advice. YouTube may show ads on videos, but that is outside our control and we do not profit from them.
All information we provide is personal experience sharing, not advice from a Certified Financial Advisor/Planner. Investment decisions should be based on your own research and should not rely solely on video content.
Investing is high risk and may cause significant losses. If you cannot tolerate a short-term loss of more than 10% or a decline of more than 20% over several years, do not invest. Protect your cash flow and fully understand our investment philosophy before taking action. Invest prudently; every decision is your own responsibility.
My pinned YouTube comment provides handout downloads and related links.
New friends, please watch the following videos on our channel first.
Investing blindly without learning is dangerous
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Watch our videos and ask specific questions, including:
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The video number and the timestamp where the question appears.
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Asking questions after watching the video is the most effective way to learn.
CLEC has no discussion groups, and we have not authorized anyone to do anything
- We cannot know the membership or purpose of any group, and such groups are easily infiltrated by bad actors.
Our recommended investments are mainly the Nasdaq-100 index fund QQQ and corresponding local ETFs issued in each country
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Do not blindly trust financial advisers, including Charles Schwab financial consultants. They can help open accounts, but we do not recommend fully accepting the ETFs or other financial products they propose.
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Over the long run, the Nasdaq-100 index fund and the S&P 500 index fund have been the best-performing investments. Individual stocks, other funds, and wealth-management products usually do not help investment success and should be avoided.
We recommend investing 100% in the Nasdaq-100 index fund
In the U.S.: buy QQQ, or QQQM when capital is limited. Cash can be invested in money market fund SWVXX or short-term Treasury bill ETFs BIL and SGOV.
Taiwan investors: Fubon Nasdaq 00662 is recommended. Cash can be invested in CTBC U.S. Government 0-1 Year Bond ETF Fund (00864B.TW).
Chinese investors: 513100/5133/160213/159941/16130/159660 is recommended.
Hong Kong investors: HKD 3086, USD 9086, ETF 2834 (Hong Kong dollar)/9834 (US$).
Canada investors: convert to U.S. dollars and buy QQQ directly, or use CAD products such as QQC.TO/ETF (HXQ.TO).
In Australia, investors: recommend NDQ purchases.
UK investors: iShares VII Public Limited Company - iShares Nasdaq 100 UCITS ETF (CNDX.L), denominated in USD, is recommended. In Europe, EQQQ and CSPX.L are recommended.
Brazil: The recently launched NASD11 is the NASD11.
Japanese investors: Option 2568/1545/2631.
Malaysia and Singapore citizens can buy U.S. QQQ through Phillip Securities' POEMS Cash Plus trading account.
Korea: QQQ ETF recommended 368590. KS/133690. KS/367380. KS.
Since 2018, we have kept all our videos on YouTube so everyone can learn investing in chronological order
Since 2018, we have kept all the videos on YouTube for investment in time.
The video reflects the circumstances of the market and the right investment decisions at the time, but over time certain strategies may no longer be appropriate, which are valuable sources of learning.
The viewers should think about the content of the film and develop their thinking and judgement skills in the marketplace.
Our early proposals for investment included certain shares and general funds, which were good investment choices at the time, but the right ones also needed to consider individual risk tolerance and investment strategies.
Investors are always extremely optimistic!
The investors will always be in the sun!
The market will finally rise!
Investment needs patience!
Rich is worth waiting for!
Subscriptions, messages, presses, shares Apple Podcast.
The market keeps rising forever; it only goes up, not down
CHATGPT, please, will issue a card every day on the stock market, possibly $45 or $30. Two hundred days later, please.
All loans should be able to be paid from salary or stable cash flows.
If you can't repay your salary, you borrow it, or if you're retired and you have a mortgage or a debt to pay, you have to make a good asset allocation.
If you borrow $10 million, it's 2.78 % interest, no repayment for 20 years or only $278,000 a year.
Now 0056 dividends a year and another 9%, you conservatively estimate 6%, and you'll need about 4.5 million of the 0056 dividends of $2.78 million divided by 6% to pay $2.78 million in interest on finance loans. The remaining 5.5 million will be added to your equity allocation of 433 or 442.
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Capitalism, coupled with financial fraud and deception, and the misguided policies of the government, are the demons around our environment.
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Capitalism itself is a fair and fair public system, where everyone can be rich, if you know it, and capitalism makes "rich and gifted."
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Such a system would allow the financial industry and the demons to defraud themselves in the name of money and use the weakness of human nature to take advantage of the wealth of ordinary people. Finance is fraud.
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The fraud in the financial sector and the enslavement of the government are a form of capitalism that must be understood, understood, and avoided from being deceived and from being enslaved.
First of all, thank you for raising my financial resources so that I can be more determined on the path to wealth.
Hello, Mr. James.
First of all, thank you for raising my financial resources so that I can move more firmly on the path to wealth.
Do you mean all kinds of risk? In the past few years, there has been a great deal of debate about the future of the country.
I'm 40 years old, I'm a public teacher, I'm in the middle of the capital, I've got two kids in the middle of the country, and do I have to take insurance risks to prepare myself for an accident?
In the event of an illness or an accident, does the hospital charge suddenly come from "cash" 00864b?
Thank you again. Peace be upon you!
James: You don't need insurance!
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You shouldn't be too risky in a public service environment. If you weren't riding a bike, you wouldn't need an accident. Other life and medical risks are unnecessary.
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Your child is still young, and if you want to keep it, you'll have a life. A year is due. Until there are enough adults or assets.
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You need to be careful not to buy the insurance you don't need, just buy the insurance, or you'll be caught again by a ghost.
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You should adjust to 4:42.
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40%00662
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40% 00670L
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20% 00864B
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20% of 00864B is your emergency reserve. With medical treatment or major expenses, it is paid from 00864B. Do smart rebalancing once a year.
Some people don't have enough money to think they can retire. Some people do.
It's easy to understand the amount of money you can spend.
It's intelligence to know that you spend your whole life using your assets.
In the market, you absolutely have to overcome human nature
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If you're still human, you can't win the market.
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You can survive the market only if you're not human and can watch the market.
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If it is not possible to have a long vision and vision, it is necessary to move forward. It's hard on the platform.
Think about buying a house only after you become wealthy!
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The house is a fixed asset. You can pick it slowly. After 60 years, the house is a hundred times better choice than it is now.
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Do you think it's time to live in the house 60 years ago?
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Why buy an uninhabitable or uninhabitable house in the future? You can always live in the right house!
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Of course you know how to become rich. When you have billions, it's as easy to buy hundreds of millions of houses as slippers.
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@Jing34271
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Happy New Year, teacher! I wish you every success in your health.
Do not try to time the market; there is no highest point, only higher points
What's a low price? A day or a year?
You might wait until QQQ $2500 or more before you see a year of decline. You'll wait till you get old.
If you're our student and you've learned well, and you're not going to ask a question like that, it's the biggest mistake to hesitate to invest.
Do the convert to Roth and sell the stock directly to the stock.
CLEC Investment School 00451 " Year 2024 ": 100 million dollars worth of investment life lecture on December 29, 2023, CLEC Investment Channel-https://youtu.be/4FMjmyBpTzw
It is wonderful and joyful when the market rises every day
The pinned YouTube comment provides presentation downloads and related information
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Or e-mail me.
CLEC Investment & Wealth Database