00507 [The Most Precious Thing in Life Is Time, Not Money. The Truth of Capitalism: How Finance and Government Trap People in Labor] March 15, 2025

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Document Text

The market only goes up over the long run

Clubhouse, easy talk about investing in CLEC, on March 15, 2025.

Market volatility has nothing to do with me!

• Market volatility has nothing to do with me!

• The international situation has nothing to do with me!

• Market analysis has nothing to do with me!

• Market volatility has nothing to do with me!

• The economic situation has nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and volatility!

Investing blindly without learning is dangerous

• Watch our videos and ask specific questions, including:

• The video number and the timestamp where the question appears.

• Asking questions after watching the video is the most effective way to learn.

CLEC has no discussion groups, and we have not authorized anyone to do anything

• We cannot know the membership or purpose of any group, and such groups are easily infiltrated by bad actors.

QQQ of the Quartet, and the local ETF that each country should launch.

This is not the case with the advice of financial experts, including Charles Schwab financial consultants. They can assist in the opening of the account, but they do not recommend that the ETF or other financial items proposed by them be fully taken into account.

For a long time, the Nasdaq-100 and S&P 500 are the best investments. Other shares, funds and property-related items are often not conducive to successful investment and should be avoided.

We recommend investing 100% in the Nasdaq-100 index fund

In the U.S.: buy QQQ, or QQQM when capital is limited. Cash can be invested in money market fund SWVXX or short-term Treasury bill ETFs BIL and SGOV.

Taiwan investors: Fubon Nasdaq 00662 is recommended. Cash can be invested in CTBC U.S. Government 0-1 Year Bond ETF Fund (00864B.TW).

Chinese investors: 513100/5133/160213/159941/16130/159660 is recommended.

Hong Kong investors: HKD 3086, USD 9086, ETF 2834 (Hong Kong dollar)/9834 (US$).

Canada investors: convert to U.S. dollars and buy QQQ directly, or use CAD products such as QQC.TO/ETF (HXQ.TO).

In Australia, investors: recommend NDQ purchases.

UK investors: iShares VII Public Limited Company - iShares Nasdaq 100 UCITS ETF (CNDX.L), denominated in USD, is recommended. In Europe, EQQQ and CSPX.L are recommended for the SP500 index fund.

Brazil: The recently launched NASD11 is the NASD11.

Japanese investors: Option 2568/1545/2631.

Malaysia and Singapore citizens can buy U.S. QQQ through Phillip Securities' POEMS Cash Plus trading account.

Korea: QQQ ETF recommended 368590. KS/133690. KS/367380. KS.

Since 2018, we have kept all our videos on YouTube so everyone can learn investing in chronological order

• https://docs.google.com/file/d/1RMnRsR82hQGj9T7dTZqs5A9q_p4lmbwa/edit?usp=docslist_api&filetype=msword

Since 2018, we've kept all the videos on YouTube for investment in time.

• The video reflects the market situation and the right investment decisions, but with time, some strategies may no longer be appropriate, and these are valuable learning resources.

• The viewers should be able to think about the content of the film in conjunction with the market and develop their own thinking and judgement skills.

• Some of our early investment proposals included certain shares and general funds, which were good investment options at the time, but the right ones also needed to consider individual risk tolerance and investment strategies.

Investors are always extremely optimistic!

The investors will always be in the sun!

The market will finally rise!

Investment needs patience!

Rich is worth waiting for!

Subscriptions, messages, presses, shares Apple Podcast.

The market keeps rising forever; it only goes up, not down

We're actually investing very simply, but we have to do the right thing.

First of all:

This is the first time that the government has been able to invest all its resources.

The money that can be borrowed from credit loans, finance loans, etc. Sellable properties.

What can be borrowed is the money that can be repaid for steady cash flows every month.

In addition to the stock loan. The rest of the money that can be borrowed is like a credit loan, so don’t leave it in the bank to sleep. Don't let the money sleep. We have 20% of our asset allocation and more than 20% of our assets are emergency reserves for cash. You can raise the cash. A friend of Taiwan's, there's nothing to worry about in the United States at a higher interest rate than a Taiwan loan.

The sum of money is the money you can invest.

If you lose your job, you can last ten years.

Second, put in place an asset allocation:

You're still at work, you do 442 or 433 and you do it once. And every year after that, you do smart rebalancing. Don't wait, wait is the biggest investor. You're worried about the risk of increasing the amount of money in the asset allocation.

You can last 10 years if you lose your job.

We're not going to do anything to rebalance the market.

If you decide to buy and rebalance according to the upswing in the market, it turns into a major investment, which is only 50 and 100 paces away from short-distance investors. That's not good.

I'm talking about asset allocation, and I never talk about market dynamics. It’s just that investment philosophy is independent of the market.

We have been blind from the beginning to the end. All the actions did not mention the response to the market movement. We don't care about the market.

Only once in a year (the only annual) is rebalancing until the end of the year or the beginning of the year.

Still working, the main thing to think about is whether your current asset allocation is 433 or 442.

• That's the question you're thinking about.

• If you fail to do so in the first place, should you do so now?

• It does not help to wait.

Or can't you do the asset allocation for 433 442?

• You have to choose an asset allocation, and then you do it only once a year.

• If you don't do 433,442, do you have any other asset allocation?

• The focus of asset allocation is on sufficient cash, and whatever the allocation, more than 20% is safe.

• As for Beta 0.8 ~1.2, it is possible, or unable to withstand the wave of 433 beta 1.0 or 442 beta 1.2, to be Beta 0.7, 0.6, 0.5, or to make its own decision in the first place.

• And then they were guided and rebalanced. Don't change, you can't change the beta of your asset allocation every year. Your personality and risk have changed little in life. It's impossible for Beta to make changes every year.

When the market drops, it is the best time to look at its own risk. What kind of beta? You can take it. Don't overestimate it.

• QQQ : QLD : BOXX ( SGOV , BIL , SWVXX, SNAXX )

• 442 beta 1.2

• 532 beta 1.1

• 433 beta 1.0

• 523 beta 0.9

• 424 beta 0.8

• 514 beta 0.7

• 415 beta 0.6

• 505 beta 0.5

Every family is a play. Everybody's acting. You've been acting since you were born.

This play of the family, everyone has a role. Some sing, some sing, some sing, some sing, some sing, some sing, all have roles, all sing, all sing.

So, it's a big movie, and some people just act like a bitter or one of them.

The actors in this play were born to accept it, so it could go on.

When someone finds out he's not your type, changes his role, or someone doesn't want to play his role, the play is over, and the family is against it.

Of course, the worst losers are the ones who pay the most to get out of the family, and they can decide to take care of their parents with the other brothers, or you move so far that you do not need money or emotional blackmail from your parents or children. It's even about closing off parents or children. Only if you want to care about your parents can you contact them or meet them.

That's what you want. Break, break, break. It's normal for a family theater to fall.

Money doesn't have to take any time. With our investment philosophy, we're gonna have more money than we need.

• It's about spending money.

• Money doesn't have to take any time. With our investment philosophy, we'll have more money than we can use.

• How to spend money is a lifelong lesson.

• You calculated that you'll have billions of dollars when you're 100 years old. How you spend billions of dollars is wisdom.

• Don't keep the money till you die.

I'll stop buying expensive clothes. Just get comfortable.

• I used to buy expensive clothes, too, and I was afraid to wear them. Then I realized it wasn't right. It was supposed to be for me.

• Just stop buying expensive clothes and be comfortable.

• Remember what the teacher had said before about every decision that was made, and I started to record what I bought, write what I thought and look back, know what I am and avoid regret. Thank you, sir.

You're going to be great, not just asking questions, but you're going to do it yourself.

Buying something, besides what you really need, is enough to boost your spiritual energy.

And then you buy this thing, and if you're ready to break it, you buy another one, or another one, and that's the rich head. If you can't, don't buy it.

You can buy this product if you have the ability.

A wealthy person uses material things to enhance the spiritual energy of life, instead of becoming a slave to possessions or a house.

One of the big scams of capitalism, from the government to the finance industry, has made everyone work for finance and politics.

We're not here to work. We're here to experience a happy life.

So, wake up and don't get involved in an ignorant scam.

The point is not to be deceived by the government and the financial industry and the con group.

Investment, easy. Less than 30 minutes a year.

• The rest of the time is worth living. The most precious thing in life is time, not money.

The most precious thing in life is not money, but time; the truth of capitalism: how finance and government get people into a labor trap?

CLEC Investment School 00451 " Year 2024 ": 100 million dollars worth of investment life lecture on December 29, 2023, CLEC Investment Channel-https://youtu.be/4FMjmyBpTzw

It is wonderful and joyful when the market rises every day

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Give me a little bit of that.