00505 My Investment Sharing, CLEC

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It's a lasting investment philosophy.

The best method should be effortless and make life better.

• This is the 100 million investment life lecture.

• A 100 million investment life lecture.

• Main investment ideas - past investment experience, learning, background, status

CLEC Slides

Try to save money (see the simulation table)

Introduction

A question for young people:

• Can you imagine one day you'll have 100 million yuan or more?

• You're gonna have $100 million in assets, what do you want to do?

Try to save money (see the simulation table)

Invest by choosing the right target.

Invest for the long term and benefit from compounding by staying in the market.

(Simple, repeatable, reproducible) - financial literacy/intelligence

Easy to understand, easy to execute

1. Keep the emergency fund/life day-to-day expenses, and the rest (for the next 5 years, 10 years, or even 20 years) invest in QQQ/00662 a. Why 20 years? 30 years? Einstein: Duplicate is the eighth wonder of the world, Long-term + Duplicate is great b. 1 million (initial investment) + 14% annual investment rate + 30 years = 50 million c. Investments per month + 14% annual investment rate + 30 years = 45 million

2. QQQ/00662 is bought at constant market prices, with no interest in stock prices, no interest in economics, no interest in financial news, no interest, cattle, bear.

3. 10, 20, 30 or 40 years. Do not sell, or sell as late as possible.

4. Get rich.

Investing in QQQ/USNQX/IVNQX, or SPY

1. I don't know. QQQ includes a hundred grand company. Good companies have been rising for a long time, bad companies will be replaced, good companies will be replaced.

2. Buy Amazon, Apple isn't going up any more? Yeah, you can. But there is a small chance that each stock will go bankrupt. Or two years of bad company, you'll hesitate to change shares, QQQ don't need you to change shares, automatically change shares, buy 20, 30, 40 years.

3. Why didn't you sell it so long? Because good companies roll like snowballs, they roll bigger, they hold more and more. If you sell it, you'll have to pay taxes.

4. Formula: try to save + the right investment mark + the double (longer - the better) - and insist that you make a lot of money.

• When investment in self-direction is done, you can concentrate on doing what you like, doing important things, being with your family. Go to sports/travel/play, go to sleep, forget about the board, buy it if you have money, relax and beat most investors (90%).

5. QQQ has not been three years, five years, eight to ten years, and it's likely to go back or foam, down 10%, 20%, even 50%, 70%. 30 years of investment, you'll get it. Be prepared, but it always rises back, and it often rises fast. As no one can predict, and in addition to paying taxes, often miss large increases, buying or selling is the best strategy. If you drop 20, 40, 60 percent, it's the stock market. You can always buy money. Between 12 and 14% of annual investment rates are already factored in these returns.

6. Why don't you buy it and wait. It used to wait until 150 and then 20% to 120 (or 100) and then 200 and 30% to 140 (or even higher) and then it went up to 220, 20% to 176, and the higher it was, the higher it was, the higher it was, the higher it was, the more it was, the more it was, the more it was, the less it was, the more it was, the more it was, the more it was.

7. Most of the awareness is too slow. Always trying to get the best share in exchange for the big money. Too often. Most people do. Make less money and pay more taxes. Now, this investment makes a lot of money, 30, 40 years without paying taxes.

Introduction to QQQ & Long-term investments

1. QQQ — Portfolio — Invesco QQQ Trust — Morningstar

2. QQQ — Performance — Invesco QQQ Trust — Morningstar a. 2013/12/20 ($78.55) — $2023/12/20 ($403.08) $403.08/78.55 = 5.13X

3. QQQ Long-term annual rate of pay 10-18% (10 years 3-6 times) SSY (8-13%)

4. QQQ, QQC, QQQM, TQQQ, and QLD - Yahoo Finance.

5. QQQ returns every year.

6. It's better to go up, to go down, to go down. Linka. 6 months to 3 years of emergency/life reserve.

7. Long-term estimates of personal investment

Bond ETF BND performance, 2008-2025

Bond vs. Target Date Fund performance 2008-2025

Bond vs. Target Date Fund vs. SPY performance 2008-2025 2% vs. 96% vs. 287%

Bond vs. Target Date Fund vs. SPY vs. QQQ performance 2008-2025 2% vs. 96% vs. 287% vs. 985% (+14.4% ^ 17 years)

Common investment types

• Bonds: X has a poor long-term investment rate

• Certificates of Deposit / Time Deposit: X Not well paid for long-term investments

• Currency exchange differential: X rate movements are difficult to control and predict, and are not easy to achieve.

• Real Estate: X Long-term investment rates are lower than equities. I'm sorry.

• Insurance, investment policy, annuity: long-term investment rates are lower than shares

• Gold & Precious Metals

• Land stocks: X

• South East Asia equities: X

• European stocks: X

• Taiwan stock:? 0050?

• X 0056 etc.

00662 vs. 0050 vs. 0056 (high dividends)

Formula: try to save plus the value of the investment mark(s) + duplicate (long time - the better)

How much money do I need to retire?

Formula: try to save plus the value of the investment mark(s) + duplicate (long time - the better)

1. How much can I spend every year? 3-4% of assets a. Retired assets and expenses - Google Sheets

2. Save a little, start saving a little sooner.

3. Don't spend enough.

Pledged asset line (PAL): introduction to stock-backed loans

• Don't leave cash. Money's worth more.

• I keep growing my capital, I spend it with other people's money.

• • Whenever you need it, your call zero - available you to fully invest zero "Leave money: a little interest" vs.

• What about interest on shares?

• SoFR SOFR rent history-Search (bing.com)

• Secured Overnight financy Rate (SOFR)

• PAL (borrowing) and stock sales (no borrowing)

Summary - Formula: try to save + the value of the given investment mark + duplicate (long time - the better)

• Asset buy you peace of mind in a way

• The investment needs to be seen in a telescope, not in a microscope! A micro-market shock.

• Let's do it now! One year, two years, total assets are very different.

• Selecting the target, buying in possession, not operating (sale)

• *** Optimal methods of investment for Young General. o (1) Storage (2) QQQ (3) Time / Duplicate

• It's a long-term investment, slowly becoming rich. It's not a short-term investment, it's a fast-growing dream.

• Long-term investment requires certainty and quality.

• Investment methods: Simple. Copyable. Forever. But,

• Note: Looking back at a few things on the bottom line, most people can't. You?

Economist 06/30/223: The Union may be able to take away the floating American stock.

I don't know.

• Economist 06/30/223: The Union may be able to take away the floating American stock.

• 11/30/223 If the U.S. economy is hard on land, the stock market or face a 30% decline?

• 12/07/2023 Gold has been replaying since 2176. Is the price of gold going to collapse next year?

• 12/11/2023 International Finance, Buffet's 900 billion-dollar share! Specialist: Highlight America's economic distress?

• 12/11/2023 The Rich Papa: The biggest economic collapse in the history of the sub-prime crisis in the United States is coming?

• 12/12/2023: The biggest crash? The US debt is relapsing.

• 12/13/223 The biggest crash in history is coming? Again.

• 12/13/2023 by Rich Daddy, Poor Daddy: What's next?

• 12/15/2023 Wall Street: The US recession is almost inevitable? Investors may celebrate too early.

• 12/18/2023 is worth less, and the US stock will fall? The expert's 50-year-old U.S. stock movement shows you the connection between the rates and the stock market.

• 12/2023 In short, the US stock market is in a state of deep crisis, and in reality, confidence in the market is very weak, with every blowout likely to trigger a bee offering by investors, leading to a dramatic change in equity.

• 12/21/2023 FX168 News (North America) - The consequences will be "hazardous"! Top marketers: bubbles exist in stock, encrypted currency and real estate, and bubbles will burst in 2024

Investing is simple, but not easy: knowing it does not mean you can do it

Observation sharing 1

• Don't work so hard, but let your money sleep. If you want to invest properly, you need to get your money to work for you.

• Investment is simple, but not easy. I know, but I can't.

• Blur right: It doesn't matter how long you fall, you don't know. If only we knew, in 10 years, the stock market would be higher than it is now. Hold on and don't sell. You're never gonna make money.

• The fall of the market is a gift falling from the sky. The market for capital is not allowed to fall, for example, and it is likely that it will continue to rise and fall for a long time.

• When you have the right idea, you're so excited and happy when you fall because it's a discount.

• Buy money when it comes to falling markets. It's a gift falling from the sky.

• I'm going to the credit card store. Don't listen to advice. Don't listen to gossip. Don't buy shares, fund. Don't buy bonds. Don't buy a high-equity fund. Don't do traffic.

Long-term investment requires certainty and quality.

Observation sharing 2

• Comparative savings (3 %) and QQQ/00662 (14%): QQQ/00662 in 30 years and 50 million in 30 years

• There's enough money, there's no need to be too busy, especially to invest, easy, less than two minutes a year. The rest of the time is worth living. The most precious thing in life is time, not money.

• Long-term investment requires certainty and quality.

• What about the elevator? Change the elevator now.

• Do you know if you're gonna hit a bubble?

° Example: Initial assets 100 0 1002 = 200 (run through 2000, bubble 2008) 0 200 (0.95^18) = 200* 0.397 = 79.4 (18 missed in the last 10 years, 4-8% lost each)

Don't be afraid that the market is too high and the stock price is still high.

Observation sharing 3

• The idea of long-term investment, the long-term rise in targets, the belief in human beings, the progress of the United States over the next 30 years, the continued leadership of the world economy.

• The good CEOs of the big, good companies are working hard for you, they have more shares than you, they don't like their corporate shares falling, they want them to go up. We invest in them, we're shareholders, we're their owners, we invest in their companies to make money, but there's one important premise: To choose the right company: the 100 great company in Nasdaq

• Don't be afraid that the market is too high and the stock price is still high.

• You'll have $100 million. trial scale calculations. You can track progress every year.

• It's not that easy to change the concept of investment. I recommend Miss James's financial channel.

• When I first saw teachers saying that 110 million people felt too far away. Just listen to the teacher's lecture and understand and start in the QQQ.

• Increase your assets, know how to invest properly, become rich, know how to spend money.

• How high your business is, how high your assets are.

Simple, easy to understand, easy to execute

1. Keep the emergency fund/life day-to-day expenses, and the rest (for the next 5 years, 10 years, or even 20 years) invest in QQQ/00662 a. Why 20 years? 30 years? Einstein: Duplicate is the eighth wonder of the world, Long-term + Duplicate is great b. 1 million (initial investment) + 14% annual investment rate + 30 years = 50 million c. Investments per month + 14% annual investment rate + 30 years = 45 million

2. QQQ/00662 is bought at constant market prices, with no interest in stock prices, no interest in economics, no interest in financial news, no interest, cattle, bear.

3. 10, 20, 30 or 40 years. Do not sell, or sell as late as possible.

4. Get rich.

CLEC Slides: the simplest path is the best path

• Investment is simple, but implementation is difficult. We have to know everything and do it in a near faith.

CLEC Investment YouTube Channel: recommended playlist sequence