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00497 [A Basket of Fresh Fruit Is Better Than Picking Short-Term Trades From a Rotten Basket. Why You Need to Completely Update Your Investing Mindset and Take Control of Your Financial Future] January 4, 2025 CLEC Investment and Personal Finance Channel00498 [Asset Allocation and Pledge Strategies: Wealth Management on Autopilot] January 11, 2025 CLEC Investment and Personal Finance Channel00499 [Future Wealth Planning: Capital Allocation for the AI Era. Cash, QQQ, and QLD: Three Steps Toward Optimal Asset Allocation] January 18, 2025, CLEC Investment and Personal Finance Channel00500 January 25, 2025: The Market Only Rises Over the Long Run00501 February 8, 202500502 February 15, 202500503 February 22, 202500504 March 1, 202500506 How to Use Stock Financing to Amplify Investment Returns: Index Investing Community Exchange, March 8, 202500507 [The Most Precious Thing in Life Is Time, Not Money. The Truth of Capitalism: How Finance and Government Trap People in Labor] March 15, 202500508 [Practical Simulation 2000-2025: Robust Borrowing and Asset-Multiplication Strategies, With a Full Explanation of HSBC Hong Kong Wealth Portfolio Lending] March 22, 2025 CLEC Investment and Personal Finance Channel00509 [Do Not Let Greed and Fear Ruin Your Investing Life: Investing Is Not About Who Rushes Fastest, but Who Lasts to the End] March 29, 202500510 April 5, 2025 [Facing the Unpredictability of Short-Term Market Volatility; The Real Purpose of Investing: Stay Alive and You Can Become Wealthy]00511 [Risk and Cash Are the Real Starting Point of Investing] April 12, 202500512 [Complete Asset-Allocation Simulation Guide: Practical Exercises in Leverage, Rebalancing, and Cash Conversion] April 19, 202500513 Times Are Changing: Choose the Best Index, Such as the Nasdaq 100, and an AI-Era Imagination | April 26, 2025 Presentation00514 Cash Levels and Risk Capacity: Investor Psychology, Allocation Logic, and the Humility Needed to Preserve Wealth | May 17, 2025 Presentation00516 The Middle-Class Dilemma and Rich-Person Thinking: The Truth About Gaps in Happiness, Investing, and Institutional Design | May 31, 2025 CLEC Presentation00517 A Must-Watch for Retired Investors: Even If the Market Fell to Zero, You Would Not Need to Fear | June 7, 2025 Presentation00518 From Houses to Bonds: Asset Allocation Is the Key, Avoiding Scams, Understanding Risk, and Returning to Index Investing | June 14, 2025 Presentation00519 The Highest Level of Investing: Getting Rich Through Boredom, Staying Firm Through Risk -- From Pledging to Allocation, the Ultimate Life Lesson in Investing (June 21, 2025)00520 Stop Being Taken Advantage Of: The Truth About Investment Scams and the Right Money Mindset | June 28, 2025 Presentation00521 [From Short-Term Trading Losses to Index-Based Wealth: Rules for Surviving Volatile Markets] July 5, 202500522 Everything Outside Is Noise, and Market Volatility Is a Blessing: Seeing the Essence of Investing Through Asset Allocation and Life Choices | July 12, 2025 Presentation00523 People Hiding in Caves: Why Do They Always Miss Long-Term Wealth Opportunities? | July 19, 2025 Presentation00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 202500524 Knowledge Is Our Revolution: Escape the Poverty Trap and Reverse Your Fate Through Your Own Effort | July 26, 2025 Presentation00525 Reverse Mortgages and Financial Mortgages: Retirement Asset Allocation in an Era of Capital Monopoly; Has Renting Become an Exploitation Trap? | August 2, 2025 Presentation00526 QQQ Can Make You One of the World's Richest People; Investing in VT Will Only Keep You Poor | August 9, 2025 Presentation00527 From 60 Million to 6 Billion? The Miracle Path of Long-Term Compounding Plus 2% Pledged Borrowing | August 16, 2025 Presentation00528 Achieving Financial Freedom Through Proper Asset Allocation and Stock Pledged Borrowing: A Long-Term Investment Strategy from 60 Million to 700 Million | August 23, 2025 Presentation00529 Raise Children, Not Houses: The Truth About Reverse Mortgages and Retirement Cash Flow | August 30, 2025 Presentation00530 Believers Stay the Course, Doubters Lose Money: Do You Still Want to Get Rich with VT? | September 6, 2025 Presentation00531 Correct Asset Allocation Is More Stable Than a House and Avoids TQQQ Wipeout Risk! September 13, 202500532 Retirement Cash Flow Choices: Home Equity for Retirement and Investment DNA That Can Survive Harsh Markets. September 20, 202500533 Staying Alive Matters More Than Returns: Set the Cash Ratio First, Then Choose Beta, and Investing Becomes Stable. September 27, 202500534 Retirement Asset Allocation and Withdrawal Rates: Staying Alive Matters More Than Returns. October 4, 202500535 Start Personal Finance with Cash Flow: Investing Without Understanding Cash Flow Is Like Feeling an Elephant Blindfolded. October 11, 202500536 People Who Use AI Get Busier; People Who Invest in QQQ Get Freer: Learning to Invest Is the Real Artificial Intelligence. October 18, 202500537 Financial Mortgage Plus Antifragile Retirement: a 15-Year Cash Safety Cushion and Smart Borrowing to Build Wealth. October 25, 202500538 Flexible Rebalancing 2.0: Keep 15 Years of Cash Intact and Upgrade Safety to Win More and Lose Less. November 1, 202500539 The Market Is Making New Highs and You Are Still Hesitating? Investing Relies on Discipline, Not Luck. November 8, 202500540 How People in Emerging Countries Can Use Nasdaq 100 to Escape the Exploitation Cycle and Change Their Fate by Becoming Owners of America. November 15, 202500541 2x Leverage Will Not Go to Zero, but It Can Fall Until You Question Your Life: Without Rebalancing, No One Can Save You. November 22, 202500542 The Key to a 2.5% Retirement Withdrawal Rate: QQQ Is Not Technology, It Is the Strongest Companies. Investing Is About the Logic of Long-Term Wealth, Not Sector Labels. November 29, 202500543 What Should You Do When the Market Is Fearful? Wealth-Building Mindsets for Market Fear and the Real Estate Cage. December 6, 202500544 The Market May Fall for Ten Years. Are You Ready? Cash, Debt, and QQQ Survival Rules. December 13, 202500545 Turning a Family from Tragedy into Comedy: Sober Investing and the Power of Companionship. December 20, 202500546 Short Talk: You Could Have Retired Long Ago; You Just Did Not Dare To. December 27, 202500505 My Investment Sharing, CLEC00506 Using Stock Financing to Borrow Against Stocks00506 Nasdaq Planet Salon, Session 10: Using Stock Financing Well
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Presentations2025

00504 March 1, 2025

00504 March 1, 2025

00504 March 1, 2025 cover
Number: 00504
Published: 2025-03-01
Pages: 33
Source filename: 00504 2025年3月1日 簡報資料.pdf
Original file: Open file

Related Materials

  • Previous presentation: 00503 February 22, 2025
  • Next presentation: 00506 How to Use Stock Financing to Amplify Investment Returns: Index Investing Community Exchange, March 8, 2025

Document Text

The market only goes up over the long run

Clubhouse, easy talk about investing in CLEC.

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • The international situation has nothing to do with me!

  • Market analysis has nothing to do with me!

  • Market volatility has nothing to do with me!

  • The economic situation has nothing to do with me!

  • Everything has nothing to do with me!

  • Ignore market noise and volatility!

Disclaimer

Our videos and related content are for educational purposes only and are not for profit. We do not have any discussion groups or communities; if anyone invites you to join one, be alert to scams.

For more than 20 years, we have devoted ourselves to volunteer teaching and have never profited from it. Do not trust any paid investment advice. YouTube may show ads on videos, but that is outside our control and we do not profit from them.

All information we provide is personal experience sharing, not advice from a Certified Financial Advisor/Planner. Investment decisions should be based on your own research and should not rely solely on video content.

Investing is high risk and may cause significant losses. If you cannot tolerate a short-term loss of more than 10% or a decline of more than 20% over several years, do not invest. Protect your cash flow and fully understand our investment philosophy before taking action. Invest prudently; every decision is your own responsibility.

My pinned YouTube comment provides handout downloads and related links.

New friends, please watch the following videos on our channel first.

Investing blindly without learning is dangerous

  • Watch our videos and ask specific questions, including:

  • The video number and the timestamp where the question appears.

  • Asking questions after watching the video is the most effective way to learn.

CLEC has no discussion groups, and we have not authorized anyone to do anything

  • We cannot know the membership or purpose of any group, and such groups are easily infiltrated by bad actors.

Our recommended investments are mainly the Nasdaq-100 index fund QQQ and corresponding local ETFs issued in each country

  • Do not blindly trust financial advisers, including Charles Schwab financial consultants. They can help open accounts, but we do not recommend fully accepting the ETFs or other financial products they propose.

  • Over the long run, the Nasdaq-100 index fund and the S&P 500 index fund have been the best-performing investments. Individual stocks, other funds, and wealth-management products usually do not help investment success and should be avoided.

We recommend investing 100% in the Nasdaq-100 index fund

  • In the U.S.: buy QQQ, or QQQM when capital is limited. Cash can be invested in money market fund SWVXX or short-term Treasury bill ETFs BIL and SGOV.

  • Taiwan investors: Fubon Nasdaq 00662 is recommended. Cash can be invested in CTBC U.S. Government 0-1 Year Bond ETF Fund (00864B.TW).

  • China investors: 513100/513300/160213/159941/161130/159660 are suggested.

  • Hong Kong investors: HKD 3086, USD 9086, ETF 2834 (Hong Kong dollar)/9834 (US$).

  • Canada investors: convert to U.S. dollars and buy QQQ directly, or use CAD products such as QQC.TO/ETF (HXQ.TO).

  • Australian investors: recommend NDQ purchases.

  • UK investors: iShares VII Public Limited Company - iShares Nasdaq 100 UCITS ETF (CNDX.L), denominated in USD, is recommended. In Europe, EQQQ and CSPX.L are recommended.

  • Brazil: The recently launched NASD 11 is the NASD11.

  • Japanese investors: Option 2568/1545/2631.

  • Malaysia and Singapore citizens can buy U.S. QQQ through Phillip Securities' POEMS Cash Plus trading account.

  • Korea: QQQ ETF recommended 368590. KS/133690. KS/367380. KS.

Since 2018, we have kept all our videos on YouTube so everyone can learn investing in chronological order

  • https://docs.google.com/file/d/1RMnRsR82hQGj9T7dTZqs5A9q_p4lmbwa/edit?usp=docslist_api&filetype=msword

Since 2018, we've kept all the videos on YouTube for investment in time.

  • The video reflects the market situation and the right investment decisions, but with time, some strategies may no longer be appropriate, and these are valuable learning resources.

  • The viewers should be able to think about the content of the film in conjunction with the market and develop their own thinking and judgement skills.

  • Some of our early investment proposals included certain shares and general funds, which were good investment options at the time, but the right ones also needed to consider individual risk tolerance and investment strategies.

Investors are always extremely optimistic!

The investors will always be in the sun!

The market will finally rise!

Investment needs patience!

Rich is worth waiting for!

Subscriptions, messages, presses, shares Apple Podcast.

The market keeps rising forever; it only goes up, not down

YouTube Video https://www.youtube.com/watch?v=YBDyh_zFrHce.com/watch?v=YBDyhzFrHc

00504 March 1, 2025 - figure 15-1: The market keeps rising forever; it only goes up, not down

02/27 Download point of the course document entitled "Best to Simple Investment - Asset Allocation and Rebalancing" https://ppt.cc/fOS6 rxrx

00504 March 1, 2025 - figure 16-1: 02/27 download link for the course document "The Simplest Investing — Asset Allocation and Rebalancing"

Kate at E.SUN Securities in Taipei can help you

  • Teacher, Yushan's recent interest rate is 3% and can apply online. I can help my classmates, if anyone wants to borrow it.

  • Kate is our great senator, very understanding of our investment philosophy and our Clubhouse host.

  • Kate at E.SUN Securities in Taipei can help you.

  • Kate Line's id is 1225 kate plus line faster!

  • Kate's powder is specifically for "Kate's Good Woman's Road" and she has problems and can talk to her personally.

  • email : [email protected]

  • You can contact her directly and say it was introduced by CLEC James, and she can help you.

  • I now turn the playlists of our channels into Podcast format on YouTube.

  • You can search our channels in your YouTube account. If you can click Podcast on our channel, you can see all our Podcast playlists.

00504 March 1, 2025 - figure 18-3: In your YouTube account you can search for our channel; on our channel select Podcast to see all our Podcast playlists
  • You're searching your YouTube account for CLEC's investment channel, point it in our channel., select Podcast on our channel to add each of our Playlist lists to your own YouTube account.
00504 March 1, 2025 - figure 19-2: In your YouTube account, search for the CLEC investment channel and open it; on our channel select Podcast and add each of our Podcast playlists to the playlists in your own YouTube account 00504 March 1, 2025 - figure 19-3: In your YouTube account, search for the CLEC investment channel and open it; on our channel select Podcast and add each of our Podcast playlists to the playlists in your own YouTube account

Log in to the YouTube Music app with the same YouTube/Google account

  • You want to download YouTube APP https://apps.apple.com/us/app/youtube-music/id1017492454?l=zh-Hant-TWm/us/app/YouTube-music/id1017492454?l=zh-Hant-TW

  • Log in to the YouTube Music app with the same YouTube/Google account.

00504 March 1, 2025 - figure 20-2: Log in to the YouTube Music app with the same YouTube/Google account.

I listened to some of our video content on YouTube Music, and there were no ads

  • The media library option at the bottom of the YouTube Music APP page can see you add to our Podcast playlist and click on any playlist to listen to (as if you can download it).

  • Our video content, I heard something on YouTube, no ads.

00504 March 1, 2025 - figure 21-2: Our video content, I heard something on YouTube, no ads.

Update! Buffet wrote to shareholders in 2025: What's next to "defensible" for large amounts of cash? ♪ The shadows are on the horizon ♪

  • https://music.YouTube.com/watch?v=vyX4acDq6_Y&si=qvrMXwjz3e-0vuyF

  • Update! Buffet wrote to shareholders in 2025: What's next to "defensible" for large amounts of cash? ♪ The shadows are on the horizon ♪

  • https://youtu.be/vyX4acDq6_Y?si=PoLdukcehB3_EX8o

In China, you can see which ones are higher. Or everything. Twelve ETFs.

  • Or go directly to Hong Kong and invest in Hong Kong.

  • The introduction to the 12-nasium refers to the ETF ceiling and projection of the remaining amounts1 has become increasingly visible as the Nasdaq index rises. Because too many people buy and sell, and are subject to foreign exchange restrictions, old Nasdaq...

  • https://xueqiu.com/9808672381/280923260

Adler's theory: The past can change, and everyone can be happy.

  • https://youtu.be/OPhq2bhWV6s?si=Q6lz3xtYkSidxUSu

@SKLIN-df5ti E

  • 47 minutes (edited)

  • Teacher, in response to QA:1H47, which refers to the fact that the dollar money goes in and the money is not pledged, I've seen the deal made by Yuan Dare.

  • The contract lasts for 18 months, one month before its expiry, and is renewable, regardless of whether there is an unborrowed stock, there must be a "updated contract" or, in the absence of a loan, a "borrowing-loanable amount to O" to re-establish the new contract, or, if the maturity is not disposed of, the stock will be cancelled. (Preventing an undetectable risk on the last day and strongly recommending early filing of applications).

  • So it's known that if we don't move it,

  • They'll sell their cabins automatically after 18 months, and they'll have to go up there and renew their contracts at the latest.

@foxyolk

  • Is there a contradiction between this rebalancing arrangement and borrowing money for future retirements?

Not all of our assets will be taken into custody. As long as there's enough collateral.

  • There is no need to take 100 million of its assets in order to borrow one million dollars. As long as there's enough collateral to borrow money.

  • You might have three million in pledge. But you still have five million in Roth.

  • The Brokerage account.

  • Roth has twice as many assets (Roth assets could not be pledged). Roth’s rebalancing is an asset security consideration, and the market has left more cash. It has nothing to do with the pledge.

  • Some people don’t have enough money, and if one day there’s a big drop in the market, there’s an opportunity to supplement the money from Roth deposit money to business account.

20% 00864B (BOXX) rebalancing annually

  • If you've retired. No income, need to earn money from investment, do not pledge, do not hold a fund allocation, should use 80% 00662(QQ):

20% 00864B (BOXX) rebalancing every year.

  • If you've retired. There is also other income, which is not needed to earn money from investment, which is guaranteed to hold the assets of the fund, which can be allocated from 4-3-3.

Smart rebalancing every year.

  • Whether or not they retire, the pledge should be configured with 4-3-3 assets. Smart rebalancing every year.

@yaichenche

  • In 2020, a piece of white paper started to reach the teacher, and the favorite stuff was stored, and I went back to hear it, and now I'm going back to this, and I'm going back to this one, and I'm not having that much fun. In 2024, eight digits were paid, and it was a good thing that the teacher didn’t ask for a refund at first, or that tax was taxed, and that it was too much trouble to consider the minimum tax. The first piece of paper to listen to the teacher's work has been profitable, and many of the ideas that have been invested for many years have been met, and it has not been easy to accept the teacher's arguments and continue to fight and kill in the market, with the last available space.

@Shou Woo-ju -v1d 6 hours ago

  • Four years ago, when I first came into investment, the algorithm recommended the CLE to me, and I kept listening, and I didn't even get to the market, and I was very strange to the whole market, and I never thought I would change my life. Today I have inherited the great investment of teachers for more than 30 years.

  • It's a gift to buy money, not to sell, not to sell, not to be happy.

  • The four years of investment have been characterized by: "The highest level of investment is the concept of no pay-for-paying, the simplest path to zero, and only short-line thinking will focus on profit. The teacher has promoted the idea of borrowing money on stock, never selling it, and borrowing money will never be enough."

  • I thank the teacher very sincerely, and thank him for all his years of careful teaching and sharing his investment philosophy with us.

CLEC Investment School 00451 " Year 2024 ": 100 million dollars worth of investment life lecture on December 29, 2023, CLEC Investment Channel-https://youtu.be/4FMjmyBpTzw

It is wonderful and joyful when the market rises every day

The pinned YouTube comment provides presentation downloads and related information

  • Or e-mail me.

  • [email protected]

  • [email protected]

00503 February 22, 2025

00503 February 22, 2025

00506 How to Use Stock Financing to Amplify Investment Returns: Index Investing Community Exchange, March 8, 2025

00506 How to Use Stock Financing to Amplify Investment Returns: Index Investing Community Exchange, March 8, 2025

Table of Contents

Related MaterialsDocument TextThe market only goes up over the long runMarket volatility has nothing to do with me!Investing blindly without learning is dangerousCLEC has no discussion groups, and we have not authorized anyone to do anythingOur recommended investments are mainly the Nasdaq-100 index fund QQQ and corresponding local ETFs issued in each countryWe recommend investing 100% in the Nasdaq-100 index fundSince 2018, we have kept all our videos on YouTube so everyone can learn investing in chronological orderInvestors are always extremely optimistic!The market keeps rising forever; it only goes up, not downKate at E.SUN Securities in Taipei can help youLog in to the YouTube Music app with the same YouTube/Google accountI listened to some of our video content on YouTube Music, and there were no adsAdler's theory: The past can change, and everyone can be happy.@SKLIN-df5ti E@foxyolk20% 00864B (BOXX) rebalancing annually@yaichenche@Shou Woo-ju -v1d 6 hours agoIt is wonderful and joyful when the market rises every day