00521 [From Short-Term Trading Losses to Index-Based Wealth: Rules for Surviving Volatile Markets] July 5, 2025

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Document Text

The market only goes up over the long run

Clubhouse casual investing chat, CLEC Investment and Personal Finance Channel, July 5, 2025.

The social media environment is moving fast, and sometimes channels can be blocked or mounted without warning.

• In order to avoid any disconnection, it is recommended that we not simply track our accounts on a single platform.

Apart from YouTube, please follow our Facebook, Podcast or Clubhouse channels. In this way, if one of the platforms is restricted or shut down, you can still get updates from other platforms first.

• We'll announce new channel messages on other platforms once they're unusual, making sure you don't miss anything important.

Market volatility has nothing to do with me!

• Market volatility has nothing to do with me!

• The international situation has nothing to do with me!

• Market analysis has nothing to do with me!

• Market volatility has nothing to do with me!

• The economic situation has nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and ups and downs!

Investing blindly without learning is dangerous

• Watch our videos and ask specific questions, including:

• The video number and the timestamp where the question appears.

• Asking questions after watching the videos is the most effective way to learn.

CLEC has no discussion groups, and we have not authorized anyone to do anything.

• We cannot know the membership or purpose of any group, and such groups can easily be infiltrated by bad actors.

Our recommended investments are mainly the Nasdaq 100 index fund QQQ and the corresponding local ETFs issued in each country.

This is not the case with the advice of financial experts, including Charles Schwab financial consultants. They can assist in the opening of the account, but they do not recommend that the ETF or other financial items proposed by them be fully taken into account.

For a long time, the NASDA 100 and S& the P500 are the best investments. Other shares, funds and property-related items are often not conducive to successful investment and should be avoided.

We recommend investing 100% in a Nasdaq 100 index fund

• In the United States: buy QQQ, or QQQM if you have less capital. Cash can go into Money market SWVXX or short-term Treasury bill ETFs such as BIL, SGOV, and BOXX.

• In Taiwan, investors are recommended for NASDAQ 00662, and cash is invested in the US government's EF Fund, 00865B. TW, which is a multi-year debt bond.

• China investors: consider 513100/513300/160213/159941/161130/159660.

• Hong Kong investors: choose HKD 3086, USD 9086, or ETF 2834 (HKD)/9834 (USD).

• Canada investors: exchange into USD and buy QQQ directly, or use CAD products such as QQC.TO/ETF (HXQ.TO).

• Australia investors: consider buying NDQ.

• UK investors: consider the USD-denominated iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L); in Europe, consider EQQQ and the SP500 index fund CSPX.L.

• Brazil: The recently launched NASD 11 is the NASD11.

• Japan investors: choose 2568/1545/2631.

• Malaysian and Singaporean citizens: QQQ can be bought through a popular voucher pooms cas h plus trading account.

• Korea: recommended QQQ ETFs include 368590.KS/133690.KS/367380.KS.

The best investment is the Nasdaq 100 index fund

• https://docs.google.com/file/d/1RMnRsR82hQGj9T7dTZqs5A9q_p4lmbwa/edit?usp=docslist_api&filetype=msword

Since 2018, we have kept all the videos on YouTube for investment in time.

The video reflects the circumstances of the market and the right investment decisions at the time, but over time certain strategies may no longer be appropriate, which are valuable sources of learning.

Viewers should think about each video in the context of the market at the time and cultivate their own ability to think and judge.

Our early proposals for investment included certain shares and general funds, which were good investment choices at the time, but the right ones also needed to consider individual risk tolerance and investment strategies.

Investors should always be extremely optimistic!

Investors should always face the sunshine!

The market will eventually rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, comment, like, forward, and share. On Apple Podcast, remember to give five stars and subscribe to receive timely market updates.

The market keeps rising over the long run

The current social media environment is changing rapidly, and sometimes channels may be blocked or mounted without warning.

In order to avoid any confusion, it is recommended that we not follow only our accounts on a single platform.

In addition to YouTube, please follow our Facebook, Podcast or Clubhouse channel. In this way, if one of the platforms is restricted or shut down, you can still get updates from other platforms first.

In the event of an anomaly in the channel, we will announce new channel messages on other platforms to ensure that you do not miss anything important.

Taiwan lost 1,722 million dollars per family in the first half of 2025.

• Yahoo Taiwan News: intraday traders lost NT$11.72 billion in the first half of 2025, averaging NT$110,000 per account.

• In the first half of 2025, the revenue of the stock was equal to that of the same period last year, but after deducting costs such as maintenance fees and taxes, it was estimated that the first half of the year was still worth $11.72 billion, with an average of $110,000 for one account.

July 5th, 2025.

The average person pays his taxes twice, and once his salary earns his share. Short-line operators have been taxed several times and several layers.

If you can't invest like Buffett, accept your ignorance. Long-term investment is the smartest.

Nothing is more important than staying in the market

• Adsistence, patience and faith are the only things that matter.

@b e a rlin9570 thanks to the teacher, I have become more and more aware of the importance of "know" in these years. It's not a "know-it-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your-your- The idea is to stop and stop and think about the direction and the purpose.

For example, with governments encouraging trading and human nature always wanting to get rich quickly, people turn to short-term trading or day trading. But if the market offered opportunities every day that could truly be captured, that person would quickly become the richest person on earth. Think calmly: why has no one in any country become the richest person through day trading or short-term trading? Books teaching day trading and short-term trading would already be required reading for everyone.

There's always someone more rich than me, but what I have to do is make good money and make a good life.

• I told myself from the point of view that there would never be any more gridlocks or multiple annual gains, but that wealth would grow at an annual rate of 10%, and that life should not be devoted to studying how to make money every day.

• There's always someone more rich than me, but what I have to do is make good money and make a better life.

• If you know how to regulate, you don't want to be greedy, you don't want to break the rules.

• You only live once. I don't need to envy how much people have. It's whether I can be steady enough to get what I want in my life, not to tell what I really want, and how much more, how much more, how much more, how much more, how much more, and how much more, how much more, and how much more, how much more, and how much more, I've lost.

I am glad you shared this message: one chance in a lifetime

• Richness is not a proof of wealth, but of how to make a living without being trapped or rich.

• Real wealth isn't so much, it helps us all to be rich.

• It's not how much money is rich, it's how smart a life is. (Man in heaven, debt at the bank.)

• The most advanced investment effort is to ignore the existence of the market, and all "whatever" and "whatever."

• We invest in funds like cable cars, we see the depths below, we see no fear, we see no fear on or off, we see the cars up and down, we just slow up, we add value, we enjoy the view, we enjoy the rest of our lives.

The short-term trade trap.

There is no shortage of community support:

The social media may be blocked without warning. Please track the platforms Facebook, Podcast, Clubhouse simultaneously to avoid a breakdown.

Short-term trading trap:

In the first half of 2025, Taiwan suffered an average loss of $1.11 billion in the first half of the financial crisis, with high transaction costs and tax costs, and an average of $110,000.

Two tax alerts:

Short-term traders are often hit by double taxation on capital gains and wages, in addition to being taxed more often.

The three most important things about investment:

There are no more important things on the market than "suspensiveness, patience, faith" so long-term investors can be truly rich.

• Awareness and restraint:

Successful investment is not based on quickness, but rather on brakes and moderation, avoiding human weakness.

♪ Ride theory: ♪

The investment-indicator fund is like a cab ride, which looks like an up-and-up shock, but it's actually rising steadily. As long as you don't jump, you'll finally be rich.

Real rich:

It's not a book number, it's easy to spend money and not be kidnapped. In the end, the investment world is "no matter, no matter, no matter."

CLEC Investment and Finance Education Academy 00451, "2024: The First Investment Lesson of the Year," an investment life lecture worth 100 million dollars, December 29, 2023, CLEC Investment Channel: https://youtu.be/4FMjmyBpTzw

The market rising every day is beautiful and joyful

Our pinned YouTube comment provides handout downloads and other related links.

Give me a little bit of that.