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00497 [A Basket of Fresh Fruit Is Better Than Picking Short-Term Trades From a Rotten Basket. Why You Need to Completely Update Your Investing Mindset and Take Control of Your Financial Future] January 4, 2025 CLEC Investment and Personal Finance Channel00498 [Asset Allocation and Pledge Strategies: Wealth Management on Autopilot] January 11, 2025 CLEC Investment and Personal Finance Channel00499 [Future Wealth Planning: Capital Allocation for the AI Era. Cash, QQQ, and QLD: Three Steps Toward Optimal Asset Allocation] January 18, 2025, CLEC Investment and Personal Finance Channel00500 January 25, 2025: The Market Only Rises Over the Long Run00501 February 8, 202500502 February 15, 202500503 February 22, 202500504 March 1, 202500506 How to Use Stock Financing to Amplify Investment Returns: Index Investing Community Exchange, March 8, 202500507 [The Most Precious Thing in Life Is Time, Not Money. The Truth of Capitalism: How Finance and Government Trap People in Labor] March 15, 202500508 [Practical Simulation 2000-2025: Robust Borrowing and Asset-Multiplication Strategies, With a Full Explanation of HSBC Hong Kong Wealth Portfolio Lending] March 22, 2025 CLEC Investment and Personal Finance Channel00509 [Do Not Let Greed and Fear Ruin Your Investing Life: Investing Is Not About Who Rushes Fastest, but Who Lasts to the End] March 29, 202500510 April 5, 2025 [Facing the Unpredictability of Short-Term Market Volatility; The Real Purpose of Investing: Stay Alive and You Can Become Wealthy]00511 [Risk and Cash Are the Real Starting Point of Investing] April 12, 202500512 [Complete Asset-Allocation Simulation Guide: Practical Exercises in Leverage, Rebalancing, and Cash Conversion] April 19, 202500513 Times Are Changing: Choose the Best Index, Such as the Nasdaq 100, and an AI-Era Imagination | April 26, 2025 Presentation00514 Cash Levels and Risk Capacity: Investor Psychology, Allocation Logic, and the Humility Needed to Preserve Wealth | May 17, 2025 Presentation00516 The Middle-Class Dilemma and Rich-Person Thinking: The Truth About Gaps in Happiness, Investing, and Institutional Design | May 31, 2025 CLEC Presentation00517 A Must-Watch for Retired Investors: Even If the Market Fell to Zero, You Would Not Need to Fear | June 7, 2025 Presentation00518 From Houses to Bonds: Asset Allocation Is the Key, Avoiding Scams, Understanding Risk, and Returning to Index Investing | June 14, 2025 Presentation00519 The Highest Level of Investing: Getting Rich Through Boredom, Staying Firm Through Risk -- From Pledging to Allocation, the Ultimate Life Lesson in Investing (June 21, 2025)00520 Stop Being Taken Advantage Of: The Truth About Investment Scams and the Right Money Mindset | June 28, 2025 Presentation00521 [From Short-Term Trading Losses to Index-Based Wealth: Rules for Surviving Volatile Markets] July 5, 202500522 Everything Outside Is Noise, and Market Volatility Is a Blessing: Seeing the Essence of Investing Through Asset Allocation and Life Choices | July 12, 2025 Presentation00523 People Hiding in Caves: Why Do They Always Miss Long-Term Wealth Opportunities? | July 19, 2025 Presentation00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 202500524 Knowledge Is Our Revolution: Escape the Poverty Trap and Reverse Your Fate Through Your Own Effort | July 26, 2025 Presentation00525 Reverse Mortgages and Financial Mortgages: Retirement Asset Allocation in an Era of Capital Monopoly; Has Renting Become an Exploitation Trap? | August 2, 2025 Presentation00526 QQQ Can Make You One of the World's Richest People; Investing in VT Will Only Keep You Poor | August 9, 2025 Presentation00527 From 60 Million to 6 Billion? The Miracle Path of Long-Term Compounding Plus 2% Pledged Borrowing | August 16, 2025 Presentation00528 Achieving Financial Freedom Through Proper Asset Allocation and Stock Pledged Borrowing: A Long-Term Investment Strategy from 60 Million to 700 Million | August 23, 2025 Presentation00529 Raise Children, Not Houses: The Truth About Reverse Mortgages and Retirement Cash Flow | August 30, 2025 Presentation00530 Believers Stay the Course, Doubters Lose Money: Do You Still Want to Get Rich with VT? | September 6, 2025 Presentation00531 Correct Asset Allocation Is More Stable Than a House and Avoids TQQQ Wipeout Risk! September 13, 202500532 Retirement Cash Flow Choices: Home Equity for Retirement and Investment DNA That Can Survive Harsh Markets. September 20, 202500533 Staying Alive Matters More Than Returns: Set the Cash Ratio First, Then Choose Beta, and Investing Becomes Stable. September 27, 202500534 Retirement Asset Allocation and Withdrawal Rates: Staying Alive Matters More Than Returns. October 4, 202500535 Start Personal Finance with Cash Flow: Investing Without Understanding Cash Flow Is Like Feeling an Elephant Blindfolded. October 11, 202500536 People Who Use AI Get Busier; People Who Invest in QQQ Get Freer: Learning to Invest Is the Real Artificial Intelligence. October 18, 202500537 Financial Mortgage Plus Antifragile Retirement: a 15-Year Cash Safety Cushion and Smart Borrowing to Build Wealth. October 25, 202500538 Flexible Rebalancing 2.0: Keep 15 Years of Cash Intact and Upgrade Safety to Win More and Lose Less. November 1, 202500539 The Market Is Making New Highs and You Are Still Hesitating? Investing Relies on Discipline, Not Luck. November 8, 202500540 How People in Emerging Countries Can Use Nasdaq 100 to Escape the Exploitation Cycle and Change Their Fate by Becoming Owners of America. November 15, 202500541 2x Leverage Will Not Go to Zero, but It Can Fall Until You Question Your Life: Without Rebalancing, No One Can Save You. November 22, 202500542 The Key to a 2.5% Retirement Withdrawal Rate: QQQ Is Not Technology, It Is the Strongest Companies. Investing Is About the Logic of Long-Term Wealth, Not Sector Labels. November 29, 202500543 What Should You Do When the Market Is Fearful? Wealth-Building Mindsets for Market Fear and the Real Estate Cage. December 6, 202500544 The Market May Fall for Ten Years. Are You Ready? Cash, Debt, and QQQ Survival Rules. December 13, 202500545 Turning a Family from Tragedy into Comedy: Sober Investing and the Power of Companionship. December 20, 202500546 Short Talk: You Could Have Retired Long Ago; You Just Did Not Dare To. December 27, 202500505 My Investment Sharing, CLEC00506 Using Stock Financing to Borrow Against Stocks00506 Nasdaq Planet Salon, Session 10: Using Stock Financing Well
2025 Files
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Hundred-Million Investment Life Lecture
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Presentations2025

00524 Knowledge Is Our Revolution: Escape the Poverty Trap and Reverse Your Fate Through Your Own Effort | July 26, 2025 Presentation

00524 Knowledge is our revolution: escape the poverty trap and reverse your fate through your own effort. July 26, 2025

00524 Knowledge is our revolution: Jumping out of the poverty cauldron, turning your own fate upside down. July 26th, 2025. cover
Number: 00524
Published: 2025-07-26
Pages: 28
Source filename: 00524 【知識,就是我們的革命:跳脫貧窮醬缸,靠自己逆轉命運】2025年7月26日 簡報資料 .pdf
Original file: Open file

Related Materials

  • Previous presentation: 00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 2025
  • Next presentation: 00525 Reverse Mortgages and Financial Mortgages: Retirement Asset Allocation in an Era of Capital Monopoly; Has Renting Become an Exploitation Trap? | August 2, 2025 Presentation

Document Text

The market only goes up over the long run

Clubhouse Easy Talk About Investing, CLEC Investment Channel.

The social media environment is moving fast, and sometimes channels can be blocked or mounted without warning.

  • In order to avoid any disconnection, it is recommended that we not simply track our accounts on a single platform.

Apart from YouTube, please follow our Facebook, Podcast or Clubhouse channels. In this way, if one of the platforms is restricted or shut down, you can still get updates from other platforms first.

  • We'll announce new channel messages on other platforms once they're unusual, making sure you don't miss anything important.

Market volatility has nothing to do with me!

  • Market volatility has nothing to do with me!

  • The international situation has nothing to do with me!

  • Market analysis has nothing to do with me!

  • Market volatility has nothing to do with me!

  • The economic situation has nothing to do with me!

  • Everything has nothing to do with me!

  • Ignore market noise and ups and downs!

Disclaimer

Our videos and related content are for educational purposes only, not for profit. We don't have any discussion groups or communities, and if anyone asks you to join, be careful of scams.

For almost 20 years we have devoted ourselves to teaching, and have never benefited from it. Please don't believe in any investment proposals. Although YouTube videos may appear, they are not within our control or profit.

All of the information we have provided is a shared personal experience and is not recommended by a professional investment advisor. Investment decisions should be based on personal research and should not rely solely on video content.

Investment risks are high and could lead to significant losses. If you cannot afford to lose more than 10% in the short term or fall more than 20% in a few years, do not invest. Please be aware that your cash flow is safe and fully understand our investment philosophy before taking action. Invest cautiously, and all decisions are your own responsibility.

My pinned YouTube comment provides handout downloads and related links

New friends, please watch the following videos from our channel first.

Investing blindly without learning is dangerous

  • Watch our videos and ask specific questions, including:

  • The video number and the timestamp where the question appears.

  • Asking questions after watching the videos is the most effective way to learn.

CLEC has no discussion groups, and we have not authorized anyone to do anything.

  • We cannot know the membership or purpose of any group, and such groups can easily be infiltrated by bad actors.

Our recommended investments are mainly the Nasdaq 100 index fund QQQ and the corresponding local ETFs issued in each country.

This is not the case with the advice of financial experts, including Charles Schwab financial consultants. They can assist in the opening of the account, but they do not recommend that the ETF or other financial items proposed by them be fully taken into account.

For a long time, the NASDA 100 and S& the P500 are the best investments. Other shares, funds and property-related items are often not conducive to successful investment and should be avoided.

We recommend investing 100% in a Nasdaq 100 index fund

  • In the United States: buy QQQ, or QQQM if you have less capital. Cash can go into Money market SWVXX or short-term Treasury bill ETFs such as BIL, SGOV, and BOXX.

  • In Taiwan, investors are recommended for NASDAQ 00662, and cash is invested in the US government's EF Fund, 00865B. TW, which is a multi-year debt bond.

  • China investors: consider 513100/513300/160213/159941/161130/159660.

  • Hong Kong investors: choose HKD 3086, USD 9086, or ETF 2834 (HKD)/9834 (USD).

  • Canada investors: exchange into USD and buy QQQ directly, or use CAD products such as QQC.TO/ETF (HXQ.TO).

  • Australia investors: consider buying NDQ.

  • UK investors: consider the USD-denominated iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L); in Europe, consider EQQQ and the SP500 index fund CSPX.L.

  • Brazil: The recently launched NASD 11 is the NASD11.

  • Japan investors: choose 2568/1545/2631.

  • Malaysians and Singaporeans: QQQ can be bought through a poems cas h plus trading account.

  • Korea: recommended QQQ ETFs include 368590.KS/133690.KS/367380.KS.

00524 Knowledge is our revolution: Jumping out of the poverty cauldron, turning your own fate upside down. July 26th, 2025.

Best investment in the U. S. of the U. S.'s Nazdaq 100.d c c x c https://docs.google.com/file/d/1RMnRsR82hQGj9T7dTZqs5A9q_p4lmbwa/edit?usp=docslist_api&filetype=msword

Since 2018, we have kept all videos on YouTube so everyone can study investing in chronological order.

  • The videos reflect the market conditions and appropriate investment decisions at that time. As time passes, some strategies may no longer apply, but they remain valuable learning resources.

  • Viewers should think about each video in the context of the market at the time and cultivate their own ability to think and judge.

  • Some of our early investment suggestions included certain individual stocks and ordinary funds. They were good choices at the time, but suitable investments still depend on personal risk tolerance and strategy.

Investors should always be extremely optimistic!

Investors should always face the sunshine!

The market will eventually rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, comment, like, forward, and share. On Apple Podcast, remember to give five stars and subscribe to receive timely market updates.

The market keeps rising over the long run

Watch! Chen Jian-in and Chen Wen-xi have lung cancer! A ten-fold survival rate for one life - Deputy Director of the Cancer Medical Center at Chen Hing Tai Hospital. Zy1S2HwGP 9Y?s i=4ja NxL25c c ZWo s vm Watch "On YouTube https://youtu.be/YohN4Iq74MY?si=WtMVvZa72ea4Nj3

00524 Knowledge Is Our Revolution: Escape the Poverty Trap and Reverse Your Fate Through Your Own Effort | July 26, 2025 Presentation - figure 16-2: The market keeps rising forever; it only goes up, never down

@henry3568

  • 10 hours ago (edited)

  • 00662 is the product of a 100-component dollar plus total capital in United States dollars, but it is not due to a large sale that the dollar’s total assets will decline when the dollar falls and the dollar increases.

  • The same is true of 00864B, 00865B.

  • ◎

  • The student asking the question can study how ETFs operate, how exchange rates affect USD-denominated products, and what the teacher means by "the exchange-rate impact gradually smooths out over long-term investing." The current dollar depreciation lowers the TWD NAV of 00662; future dollar appreciation would raise it. Over the long term, exchange rates rise and fall and eventually average out.

Mr. @ka tets a i7891 said yesterday that I was going to leave your unhappy environment, and I was wondering, whether I had been depressed for too long, or the Taiwan environment, and it was common for our generation to think that suffering was good, and if it was easy, it would be a brand like rotten strawberries.

@CLEC 168 @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @... @... @....................................

Did the teacher have this kind of confusion?

  • @katetsai7891

  • Mr. @CLEC168: I'm jumping out of this frame of thinking, but I think it's harder than doing right-to-right investment, and it's like this society's going to climb out of the hole and get pulled down again, like long-term investment.

  • Did the teacher also have this kind of confusion?

  • @katetsai7891, "the pull down again" is special.

  • I'm the one who's so indifferent to others, and I'm not influenced by others.

  • I also feel proud to share my retirement with you. But I don't look at others, so I can't feel them.

  • Freedom of wealth is only the first step, and we must be free without regard for society and our surroundings, do whatever we want, and rate our own lives without regard for others.

You can retire when your assets reach 50 times your annual expenses

  • Asset allocation cash is over 30%, beta 1.0. There are no funds for beta less than 1.0. Or that part of the fund cannot exceed the cash or the prototype.

  • So except for the 433 asset allocation, 70, 30; 60, 40; 50, 50; or 424, 514.

  • Without the pledge, you spend the part of the cash every year, 70, 30; 60, 40; 50, 50 and 50 are balanced.

  • He's retired without a pledge, so try not to use the fund as a distribution.

I understand how you feel now. You have just started investing and are learning one point at a time. Every article and every video is one point, and it may feel like you do not yet have a complete understanding. That is fine. Once you read more, many points connect into a line. As you keep going, many lines gradually connect into a surface, and you begin to see a clear outline of investing.

There is no single video you must start with. Just keep watching 00398, 00399, 00400, 00401 and keep listening. If you do not understand something, make a note, skip it, and keep it in mind; a future video will give you the answer.

  • You're a great team of scholars, and we need to wake up to human capitalism, and people will never be trapped in money again.

  • We can't rely on government, family, any system, but on our knowledge of capitalism and the funding of public investment in education, we can turn our lives around and save more friends who are trapped in money.

  • This is a revolution to eradicate poverty.

@cherryyu976, replied 31 minutes ago

  • Thank you, Teacher. I have been waiting for a new lesson and was very happy to see it. I reached financial freedom last year at age 50, but after listening I broke into a sweat because I did not even know how to manage risk and foolishly invested in individual stocks. Fortunately, I did not destroy my assets. I have begun moving the money back and am learning the right way from the teacher. Thank you and all the students for sharing.

  • @CLEC168.0 seconds ago

  • Jesus Christ.

  • I can understand your investment. I was in the same position as you 20 years ago, and I looked back and got a cold sweat.

  • You're really great, and 20 years ago I was just like the survivors, and the only thing left behind was luck, not our ability.

Capitalism is the creation of human civilization and, of course, the cause of its inequality.

As a result of civilization, humans are taught and poorly informed, creating inequality. Because of civilization, humans can learn, but because of different environments, different learning, different abilities and ultimately inequality.

When human beings differ, people begin to classify them, creating a sense of racial superiority, or hierarchy, or religious superiority, which is the root cause of human inequality.

Capitalism is the creation of human civilization and, of course, the cause of its inequality.

Capitalism was initially plundered before it was financed through the plundered production. And information is mischaracteristic, creating injustice and creating inequality. Inadequate knowledge creates inequality.

Our CLEC financial education is about reducing the inequality of knowledge.

  • There are still a lot of developing countries being robbed of European and American lands. Some emerging countries, such as land-grabbing, have been informed by people in the system about urban development projects and the collaboration of the government and businesses, which have looted the lands of farmers and vulnerable communities.

  • These are all the inequalities created by civilization. So, when the more civilized human beings are, the greater their knowledge and their message, the greater their inequality becomes, and the stronger they are in civilized societies.

  • This is the age of the largest slaves in human history.

CLEC Investment School 00451 " Year 2024 "

The market rising every day is beautiful and joyful

Our pinned YouTube comment provides handout downloads and other related links.

  • Or email me.

  • [email protected]

  • [email protected]

00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 2025

00515 [Stock Pledging Is Discipline; Day Trading Is Gambling: If You Do Not Understand the System, the System Will Consume You] July 25, 2025

00525 Reverse Mortgages and Financial Mortgages: Retirement Asset Allocation in an Era of Capital Monopoly; Has Renting Become an Exploitation Trap? | August 2, 2025 Presentation

00525 Reverse mortgages and financial mortgages: retirement asset allocation in an era of capital monopoly, and whether renting has become an exploitation trap. August 2, 2025

Table of Contents

Related MaterialsDocument TextThe market only goes up over the long runMarket volatility has nothing to do with me!Investing blindly without learning is dangerousWe recommend investing 100% in a Nasdaq 100 index fundInvestors should always be extremely optimistic!The market keeps rising over the long run@henry3568Did the teacher have this kind of confusion?You can retire when your assets reach 50 times your annual expenses@cherryyu976, replied 31 minutes agoCLEC Investment School 00451 " Year 2024 "The market rising every day is beautiful and joyful