00520 Stop Being Taken Advantage Of: The Truth About Investment Scams and the Right Money Mindset | June 28, 2025 Presentation

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Document Text

The market only goes up over the long run

Clubhouse, easy talk about investing in CLEC, on June 28th, 2025.

Market volatility has nothing to do with me!

• Market volatility has nothing to do with me!

• The international situation has nothing to do with me!

• Market analysis has nothing to do with me!

• Market volatility has nothing to do with me!

• The economic situation has nothing to do with me!

• Everything has nothing to do with me!

• Ignore market noise and ups and downs!

Investing blindly without learning is dangerous

• Watch our videos and ask specific questions, including:

• The video number and the timestamp where the question appears.

• Asking questions after watching the videos is the most effective way to learn.

CLEC has no discussion groups, and we have not authorized anyone to do anything.

• We cannot know the membership or purpose of any group, and such groups can easily be infiltrated by bad actors.

Our recommended investments are mainly the Nasdaq 100 index fund QQQ and corresponding local ETFs issued in each country.

• Do not fully trust financial advisors, including Charles Schwab financial consultants. They can help open accounts, but we do not recommend fully accepting the ETFs or other financial products they suggest.

• Over the long run, Nasdaq 100 index funds and S&P 500 index funds have the best performance. Individual stocks, funds, and other financial products outside these categories usually do not help investment success and should be avoided.

We recommend investing 100% in a Nasdaq 100 index fund

• In the United States: buy QQQ, or QQQM if you have less capital. Cash can go into Money market SWVXX or short-term Treasury bill ETFs such as BIL, SGOV, and BOXX.

• Taiwan investors: consider Fubon NASDAQ 00662; for cash, use CTBC U.S. Government 0-1 Year Bond ETF (008645B.TW).

• China investors: consider 513100/513300/160213/159941/161130/159660.

• Hong Kong investors: choose HKD 3086, USD 9086, or ETF 2834 (HKD)/9834 (USD).

• Canada investors: exchange into USD and buy QQQ directly, or use CAD products such as QQC.TO/ETF (HXQ.TO).

• Australia investors: consider buying NDQ.

• UK investors: consider the USD-denominated iShares VII Public Limited Company - iShares NASDAQ 100 UCITS ETF (CNDX.L); in Europe, consider EQQQ and the SP500 index fund CSPX.L.

• Brazil: The recently launched NASD 11 is the NASD11.

• Japan investors: choose 2568/1545/2631.

• Malaysian and Singaporean citizens: buy U.S. QQQ through a POEMS Cash Plus trading account.

• Korea: recommended QQQ ETFs include 368590.KS/133690.KS/367380.KS.

The best investment is the Nasdaq 100 index fund

• https://docs.google.com/file/d/1RMnRsR82hQGj9T7dTZqs5A9q_p4lmbwa/edit?usp=docslist_api&filetype=msword

Since 2018, we have kept all videos on YouTube so everyone can study investing in chronological order.

• The videos reflect the market conditions and appropriate investment decisions at that time. As time passes, some strategies may no longer apply, but they remain valuable learning resources.

• Viewers should think about each video in the context of the market at the time and cultivate their own ability to think and judge.

• Some of our early investment suggestions included certain individual stocks and ordinary funds. They were good choices at the time, but suitable investments still depend on personal risk tolerance and strategy.

Investors should always be extremely optimistic!

Investors should always face the sunshine!

The market will eventually rise!

Investing requires patience!

Wealth is worth waiting for!

Subscribe, comment, like, forward, and share. On Apple Podcast, remember to give five stars and subscribe to receive timely market updates.

The market keeps rising over the long run

Some people use my name on various platforms to collect money and not be deceived.

• I'm not going to be in private with you, and it's not going to be possible to collect money.

• I don't take care of people's finances, I don't spend money.

• All my information is public on Saturdays, the clubhouse and our YT channel, and my Facebook, everything is public free.

• Even if I answer the question, it's entirely free of charge.

• Please confirm and contact my email as [email protected]; [email protected]

• “United States qualified investment consultants are licensed by the SEC or the FINRA, and are not free to charge administrative fees.” It's illegal for a person who doesn't have a license to pay you an investment fee. Attention, everyone. Don't be deceived.

• I don't have any U. S. financial clearance, my information is completely free, and I said I'm not a professional investment advisor, so I can't charge, and it's illegal not to collect a license.

• NotebookLM is online (to google account) and thanks for taking advantage of the system.

• https://notebooklm.google.com/notebook/736acf71-c8bf-4b46-992b-4badda3838f0

• Scope of data: (2022/01/11 ~ 2025/06/21)

• 100 million speakers: 00451, 00398, 00288, 00188, 00184, 00166

• o Video: 00287 ~ 00519

• o Topic: 00003 ~ 00005

• https://chatgpt.com/g/g-Q8Y2TmEcq-clec-james-investment-channel

• An hour ago

• @byronshihtw

• An hour ago

• Has anyone mentioned that the performance of 00662/00670L is far behind QQQ/QLD? Also, what about the recent appreciation of the New Taiwan dollar?

But if they return to the same currency, the results will be the same. Okay.

• If you convert your assets to the same currency, you can calculate it yourself, using the exchange rate of 33 when you invest in QQQ, and now you transfer QQQ's US$ 29 to the Japanese currency (12%, 12% in dollar terms, and no loss in dollar terms). Is QQQ's performance worse than 00662? If you consider the exchange rate from 33 to 28, your QQQ has lost 12%.

• 00662 in the last five years 114%.

• Over the last five years, QQQ's performance was 128%, but given the dollar loss of 12%, it became 128% x 88% = 112%, which is slightly less, 00662.

• However, if they return to the same currency, their performance will be the same, and 00662 will be efficient.

• When you compare your performance, you have to return to the same currency in order to be comparable, so don't pass on it to an unknown neptunium.

• Because of the fall in the market this year, many of the 442 students feel so stressed that, like you, their asset allocation turned to 433. This is not what we would like to see, and it is not what we would like to see if we could do better than pursue stable shares within the limits of psychological tolerance.

• So I suggest we all beta at 0.5-1.0 on it. It is appropriate for investors to be conservative when they don't know what their risk is.

• It may not be necessary to have a hedge fund at first, or a small amount of less than 10 per cent at first, but in the process of falling, you can be smart enough to balance cash into a hedge fund, and you can increase it by 2 per cent every year. So you're starting to have parts of the fund.

• As long as you have a fund in your capital, even if it's not much, slowly your asset allocation Beta will rise steadily as the market rises.

So it's odd that the market value of the stock market is lower than GDP.

• GDP is part of the year's savings, investment, and export reduction. It's a variable every year. The investment in the past will not account for GDP this year.

• But companies and the stock market, all of which used to be a stock, will continue to produce, so the stock market continues to rise as a cumulative stock. And GDP is an annual variable.

• So it is strange that the market value of the stock market is lower than GDP (means that investment in the past was rubbish).

If the market value of the stock market is higher than GDP to represent the efficiency of investment in the past by enterprises and the country as a whole, investment has continued to increase in value.

• If the total market value of the stock market is lower than, or continues to be lower than, GDP, which represents an ineffective GDP, it is a matter of concern that past investments quickly lose value and cannot be sustained.

• 1. Buffet’s esteem: This is the most representative indicator of Buffet’s “market value/GDP” in his written letters, interviews or public articles. But for different years, it is not said that more than one value is overheating.

• It was then rare for Buffett to mention this sign: he did not always use it publicly to predict market movements. He also often reminds us not to use a single indicator to determine whether the market is too hot or not.

• But a herring spreads to another herring, as if it had no brain, its largest brain and its size.

• Long live is the way to be rich!

• Happy is the purpose of life!

• Health is the mother of joy!

• Rich is a flower!

Qualitative borrowing, if there is no reason to pay back according to our borrowing principles, increases the amount in cash by 00865B (SWVXX, SGOV, BOXX or BIL)

• Remember to never pay back the money before the pledge, and if you're going to pay back, it means that if you don't follow our principles of the bond, your investment quality is not as good as it could have been.

CLEC Investment and Finance Education Academy 00451, "2024: The First Investment Lesson of the Year," an investment life lecture worth 100 million dollars, December 29, 2023, CLEC Investment Channel: https://youtu.be/4FMjmyBpTzw

The market rising every day is beautiful and joyful

Our pinned YouTube comment provides handout downloads and other related links.

• Or email me.

• [email protected]

• [email protected]